1btc for your account would definitely be impossible mate. I'm afraid you would need a better collateral.
Also if you dont have money to pay bills, how would you repay the loan? Cheers.
I get my monthly salary on 2nd or 3rd , from that.
Collateral I wish is enough.
collateral = something that can be easily sold for 110% of the loan amount.
your account is not worth 1BTC.