Verifing account of GLBSE discussion

[matauc12]

So how is GLBSE going to pay us back if he spends it on lawyers?

Not hard to figure out. He just won't pay you back.

Pirate did that too.

Bitcoinica as well..

Any big names I'm missing?

Theres a reason bitcoinica and glbse are similar.

what is it?

They both used Bootstrap, like almost every other website which takes Bitcoin?

I'm usually pretty skeptical but honestly, people jump to SCAM way too quick. No, the way he closed it was very sudden and inappropriate and unethical. But the situation "are we getting our bitcoins/assets back, yes or no", there is a lot more good signs than bad signs. First, he actually implements a plan and option to "supposedly" get it back. Second he followed and remediated to the outcry the requirement for aml documentation. Plus, somewhat some updates. No he doesn't answer publicly, but honestly that says nothing, if he would, every word he says would get trashed and would lead to nothing. So, to me, there is absolutely no reason to panic yet. Do I guarantee we are getting it back? No. Do you have enough to conclude we won't? Not more than I can guarantee. So anyone calling it scam right now is merely doing the same as blind betting.

[1714852287]

1714852287

[1714852287]

1714852287

[1714852287]

1714852287

[HorseRider]

I'm usually pretty skeptical but honestly, people jump to SCAM way too quick. No, the way he closed it was very sudden and inappropriate and unethical. But the situation "are we getting our bitcoins/assets back, yes or no", there is a lot more good signs than bad signs. First, he actually implements a plan and option to "supposedly" get it back. Second he followed and remediated to the outcry the requirement for aml documentation. Plus, somewhat some updates. No he doesn't answer publicly, but honestly that says nothing, if he would, every word he says would get trashed and would lead to nothing. So, to me, there is absolutely no reason to panic yet. Do I guarantee we are getting it back? No. Do you have enough to conclude we won't? Not more than I can guarantee. So anyone calling it scam right now is merely doing the same as blind betting.

+1

[Kluge]

Err - in case that was directed at me, I meant "take" as in "accepted," not "steals." I'd guess for commercial sites using Bootstrap, they're about 4x to 5x more likely to accept Bitcoin than any other commercial site.

[Lucidize]

I can't even log in

Really pissing me off now because at first the error says: wrong email or password
Then after the captcha it says: Auth code incorrect, please try again

Confused. I use 2FA and recently had to rescan a new login auth on my phone. Maybe it has reverted to my old log in. Can't think of any other reason why it would not be working.

Reported to support@glbse but not expecting an answer/solution this month.

[kjlimo]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen? 

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

[sgravina]

I need to ask Nefario a question.  I do not know what my TYGRR.BOND-P code is.  If pirate pays back I don't know how to recover that value.  Nefario, could you please give it to me?

Since Nefario isn't talking I tried to contact him through the spirit world.  I had a seance with psychic people and everything.  Even in the realm of the dead Nefario is still not talking.

[MPOE-PR]

They both used Bootstrap, like almost every other failed BTC venture website that the retarded forum population wasn't slamming for "bad design"?

FIFY.

[matauc12]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen? 

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

[kjlimo]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen? 

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

Right, so having my utility bill and license and picture of me with my e-mail/login/date could potentially help someone not me "prove" or provide the "proof" that the credit card company needs.

Regardless, it may show up as a "ding" on my "credit report/score" and I don't know what the implications of that would be. 

[matauc12]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen? 

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

Right, so having my utility bill and license and picture of me with my e-mail/login/date could potentially help someone not me "prove" or provide the "proof" that the credit card company needs.

Regardless, it may show up as a "ding" on my "credit report/score" and I don't know what the implications of that would be. 

YOU file a claim for fraud. Regardless of the information or documentation they had, once you file a claim, why would he "prove" them anything? Bottom line, card/info stolen and fraudulent charges are made, you file a claim, you get your money back. Your credit is unaffected. The stories you hear about peoples credit getting ruined is when someone basically steals your whole identity and uses it a while and opens lines of credits and loans under your identity. After a while your credit will be ruined and that's how you will learn about it, and again, you file a claim, and then its restored. The worst it can be is slightly inconvenient, probably even a little less inconvenient than worrying about it and crying about an harmless situation.

[kjlimo]

Thanks matauc12 for the reassurance.  I agree that I won't be losing any sleep over this.  So hopefully it helps me get my BTC back.  If not, then oh well.

Perhaps I'll query my free credit report later this year and see if any new loans/ lines of credit pop up. 

cheers!

[BurtW]

So a lot of us have finished the process on the web site.

Has anyone gotten their BTC back yet?

[kjlimo]

So a lot of us have finished the process on the web site.

Has anyone gotten their BTC back yet?

not this guy

[silverbox]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen? 

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

Right, so having my utility bill and license and picture of me with my e-mail/login/date could potentially help someone not me "prove" or provide the "proof" that the credit card company needs.

Regardless, it may show up as a "ding" on my "credit report/score" and I don't know what the implications of that would be. 

YOU file a claim for fraud. Regardless of the information or documentation they had, once you file a claim, why would he "prove" them anything? Bottom line, card/info stolen and fraudulent charges are made, you file a claim, you get your money back. Your credit is unaffected. The stories you hear about peoples credit getting ruined is when someone basically steals your whole identity and uses it a while and opens lines of credits and loans under your identity. After a while your credit will be ruined and that's how you will learn about it, and again, you file a claim, and then its restored. The worst it can be is slightly inconvenient, probably even a little less inconvenient than worrying about it and crying about an harmless situation.

I had my identity stolen.  After I fixed all of the fradulent things with the 3 major credit agencies, I then asked my actual credit card companies to put the limits on my cards back to where they were (since they were radically lowered which is how I found out about the new cards/accounts that were overdrawn/maxed) not one bank/credit card company restored my card limits to where they were before the whole mess (that took about a year to straighten out).  My limits today, 5 years later, are still lower then before the mess.

My credit is still affected to this day.

Don't act like it all gets magically fixed once you clear up the mess, and that the mess doesn't cost you time and money to straighten out.

Getting your identity stolen totally sucks.

[kjlimo]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen? 

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

Right, so having my utility bill and license and picture of me with my e-mail/login/date could potentially help someone not me "prove" or provide the "proof" that the credit card company needs.

Regardless, it may show up as a "ding" on my "credit report/score" and I don't know what the implications of that would be. 

YOU file a claim for fraud. Regardless of the information or documentation they had, once you file a claim, why would he "prove" them anything? Bottom line, card/info stolen and fraudulent charges are made, you file a claim, you get your money back. Your credit is unaffected. The stories you hear about peoples credit getting ruined is when someone basically steals your whole identity and uses it a while and opens lines of credits and loans under your identity. After a while your credit will be ruined and that's how you will learn about it, and again, you file a claim, and then its restored. The worst it can be is slightly inconvenient, probably even a little less inconvenient than worrying about it and crying about an harmless situation.

I had my identity stolen.  After I fixed all of the fradulent things with the 3 major credit agencies, I then asked my actual credit card companies to put the limits on my cards back to where they were (since they were radically lowered which is how I found out about the new cards/accounts that were overdrawn/maxed) not one bank/credit card company restored my card limits to where they were before the whole mess (that took about a year to straighten out).  My limits today, 5 years later, are still lower then before the mess.

My credit is still affected to this day.

Don't act like it all gets magically fixed once you clear up the mess, and that the mess doesn't cost you time and money to straighten out.

Getting your identity stolen totally sucks.

Thank you for your comments.  Do you have any recommendation for my situation?

[matauc12]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen? 

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

Right, so having my utility bill and license and picture of me with my e-mail/login/date could potentially help someone not me "prove" or provide the "proof" that the credit card company needs.

Regardless, it may show up as a "ding" on my "credit report/score" and I don't know what the implications of that would be. 

YOU file a claim for fraud. Regardless of the information or documentation they had, once you file a claim, why would he "prove" them anything? Bottom line, card/info stolen and fraudulent charges are made, you file a claim, you get your money back. Your credit is unaffected. The stories you hear about peoples credit getting ruined is when someone basically steals your whole identity and uses it a while and opens lines of credits and loans under your identity. After a while your credit will be ruined and that's how you will learn about it, and again, you file a claim, and then its restored. The worst it can be is slightly inconvenient, probably even a little less inconvenient than worrying about it and crying about an harmless situation.

I had my identity stolen.  After I fixed all of the fradulent things with the 3 major credit agencies, I then asked my actual credit card companies to put the limits on my cards back to where they were (since they were radically lowered which is how I found out about the new cards/accounts that were overdrawn/maxed) not one bank/credit card company restored my card limits to where they were before the whole mess (that took about a year to straighten out).  My limits today, 5 years later, are still lower then before the mess.

My credit is still affected to this day.

Don't act like it all gets magically fixed once you clear up the mess, and that the mess doesn't cost you time and money to straighten out.

Getting your identity stolen totally sucks.

Don't wanna go too off-topic, but may I ask if around that time or slightly before you might have into small financial difficulties (don't wanna be indiscrete either). Reason I ask is because usually when you get approved for increased limits, they will not decrease your credit line if you just have small financial difficulties (couple months late, and making occasional payments), but after going through identity theft I wouldn't be surprised they re-run your credit minus the theft.

[DutchBrat]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen?  

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

Right, so having my utility bill and license and picture of me with my e-mail/login/date could potentially help someone not me "prove" or provide the "proof" that the credit card company needs.

Regardless, it may show up as a "ding" on my "credit report/score" and I don't know what the implications of that would be.  

YOU file a claim for fraud. Regardless of the information or documentation they had, once you file a claim, why would he "prove" them anything? Bottom line, card/info stolen and fraudulent charges are made, you file a claim, you get your money back. Your credit is unaffected. The stories you hear about peoples credit getting ruined is when someone basically steals your whole identity and uses it a while and opens lines of credits and loans under your identity. After a while your credit will be ruined and that's how you will learn about it, and again, you file a claim, and then its restored. The worst it can be is slightly inconvenient, probably even a little less inconvenient than worrying about it and crying about an harmless situation.

Well, it is a bit more serious than that. My gf had fraud done, actually the credit card company warned her and blocked her credit card. Lots of automatic payments on it... they all didn't get through... mortgage too late.... and that is what affects your credit rating....

Was a lot of hassle to get everything back in order... not to mention you get a new card, you have to re-file your new number with all the automatic payments

[silverbox]

damnit. i must have just missed the processing period.

i got the login screen but after putting in my email and payout address i got a 404.

now the front page says:

Update:we are currently unable to process account closures, and will inform our users when this service resumes.

OK, you've got my attention.  I'll gladly take any brainstorming from people on what can be done with my electric bill, my ID and a picture of me with the date, my login & e-mail...

#1) Seriously, what could happen?  

#2) And what can I do about it now?

I'm pretty sure the answer to #1 is not too much (fingers crossed).

but I'm even more sure the answer to #2 is nothing...

gah, I guess this had to happen sooner or later.  Perhaps I should cancel or put a hold on my credit lines?  Any other ideas?

Nefario has enough to open an online bank account in your name. Plus hand your pic over to the grand jury.

Thank you for your thoughts & comments.

So Nefario can open an online bank account in my name.  This would show up on my credit report; so I can call the credit agency and have them lock down my credit line, so that only unlocking it would allow a new line of credit to be opened.  This costs $5 or something to turn on and off I think (based on what a co-worker told me).

However, say I don't do this, then what?  I guess he could open the account and try to over draft it and then peace out?  Then this would make me look bad and hit my credit as a default?  Hopefully, no institution would let more than $1,000 ish go like this.  I'll be making enough with bitcoins that I won't have to worry about silly fiat credit lines anyway... at least that's the plan for now.

Anything I'm missing?

As for the stock portfolio account in a country I don't know existed; not sure what other issues could happen with that.  Seems like people keep offshore accounts and don't go to jail all the time.  However, if someone were to link me with the account in the next 2 years (that's when my license will expire), there should be a trail of where the money came from.  Good thing I'm not involved with online anonymous digital currency/commodities that could have gotten the money there untraceable...

heh, oh well.  I'm not too worried of the risk just yet.  Perhaps, I'll lock my credit report since I don't need credit.  I've already got my house mortgage refinanced & won't be needing any additional debt anytime soon.

You are never liable for any theft from your credit card company. Even if someone has all the information necessary, if ultimately if it wasn't you, you are not liable. And in most cases you don't really have to prove that it wasn't you, they have to prove it was you. (Camera, voice recognition, signature, address and/or pick up etc etc)

Right, so having my utility bill and license and picture of me with my e-mail/login/date could potentially help someone not me "prove" or provide the "proof" that the credit card company needs.

Regardless, it may show up as a "ding" on my "credit report/score" and I don't know what the implications of that would be.  

YOU file a claim for fraud. Regardless of the information or documentation they had, once you file a claim, why would he "prove" them anything? Bottom line, card/info stolen and fraudulent charges are made, you file a claim, you get your money back. Your credit is unaffected. The stories you hear about peoples credit getting ruined is when someone basically steals your whole identity and uses it a while and opens lines of credits and loans under your identity. After a while your credit will be ruined and that's how you will learn about it, and again, you file a claim, and then its restored. The worst it can be is slightly inconvenient, probably even a little less inconvenient than worrying about it and crying about an harmless situation.

I had my identity stolen.  After I fixed all of the fradulent things with the 3 major credit agencies, I then asked my actual credit card companies to put the limits on my cards back to where they were (since they were radically lowered which is how I found out about the new cards/accounts that were overdrawn/maxed) not one bank/credit card company restored my card limits to where they were before the whole mess (that took about a year to straighten out).  My limits today, 5 years later, are still lower then before the mess.

My credit is still affected to this day.

Don't act like it all gets magically fixed once you clear up the mess, and that the mess doesn't cost you time and money to straighten out.

Getting your identity stolen totally sucks.

Don't wanna go too off-topic, but may I ask if around that time or slightly before you might have into small financial difficulties (don't wanna be indiscrete either). Reason I ask is because usually when you get approved for increased limits, they will not decrease your credit line if you just have small financial difficulties (couple months late, and making occasional payments), but after going through identity theft I wouldn't be surprised they re-run your credit minus the theft.

No difficulties, I had perfect credit, 15-20k card limits that dropped to 1.5k (from the fraudulent accounts/cards that were maxed and overdue (the total rip off was about 20k, I had to file police reports about the fraudulent accounts send them to the banks/companies so that they would give the credit agencies the ok to remove the negative items))  I went to buy christmas presents and my card was declined, I was like wtf..  My christmas present that year was to get my identity stolen.  

You really don't know what your talking about, until it happens to you.

I specifically asked my legit accounts, after I cleared up the fraudulent accounts, to raise my limits back to where they were and they didn't, they raised them up a lil from 1.5k and have raised them a few times since, but they are still below where they were FIVE years ago.

[matauc12]

Honestly that's pretty weird. Zero liability for credit theft is not a credit card policy, its actually federal law. I don't wanna argue because I don't know the details, but the cc company seems to have failed to comply with federal laws in your case.

[silverbox]

Honestly that's pretty weird. Zero liability for credit theft is not a credit card policy, its actually federal law. I don't wanna argue because I don't know the details, but the cc company seems to have failed to comply with federal laws in your case.

Oh?  What federal law code section says that card limits have to be reset to pre fraud amounts?