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Author Topic: 110 BTCJam Loan Request for more stock 2% interest per month 180 day term.  (Read 945 times)
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October 19, 2012, 07:25:40 PM
 #1

Hello.
Here I am asking for a further loan for business purposes.
My business is really taking off and my items selling as well as I have expected - this loan is not required as such however I lack capital to purchase further stock to create further profits. If this loan does not fund I will use my profits to purchase more stock however this will take time to get enough to purchase another pallet of stock - so I am just throwing this out there to see if I could get another loan here to make even more money.

Trading / Transaction history for full disclosure:

100 BTC loan previously from Patrick Harnett as documented here
Fully Repaid
https://bitcointalk.org/index.php?topic=112661.0

$675 loan from Squall as documented here:
Fully Repaid
https://bitcointalk.org/index.php?topic=110591.0

45BTC Loan From Tenakha
Fully Repaid (Early)
https://bitcointalk.org/index.php?topic=110590.0

15BTCJam Loan From Squall
Fully Repaid (Early)
https://btcjam.com/listings/95

$1000 Loan From Eisenhower
Repaid $250 or $1250 (Including Interest)
1st Payment Early!
https://bitcointalk.org/index.php?topic=97764.0

87.5BTCJam Loan
100 BTC Outstanding
https://btcjam.com/listings/37

51BTCJam Loan
50.4 Outstanding
(1 Payment of 13 Made)

£200 Loan From Tenakha
£200 Outstanding
https://bitcointalk.org/index.php?topic=110590.0

Total Debt Remaining:

150.4 BTC
$1000
£200

I realise this may seem like a lot of liability however I am purchasing products to sell so I do have assets - not like the money is being used on something I cannot sell later even if I have to sell at a loss.
I also have a full time job as well - this is something I do at night time and weekends.
My full time job earns me £20,000 (Approx $32,000 USD) per year plus bonuses and commission (sales) so even if this venture fails - which it should not, but if it does I can sell the surplus stock and repay with my salary so there is no chance of default.
I have set the rate to 2% a month over 6 months meaning 12% return on investment for you in 6 months which is still not a bad return, I realise there may be better interest rates around but it is not viable for me to borrow at higher rates to guarantee a profit due to my outstanding commitments already and I have a proven track record - never missed a payment for any of my loans, paid loans off in full, have given BTCJam and other members of the forum my ID/Address/Phone number and even verified with BTCJam my salary.

If this loan does not fund I understand why, I feel I have been honest throughout my time using Bitcoin as a method for funding both personal and business ventures - I am also happy to answer any questions what so ever and I also will be taking photos of my storage unit and stock next week when I am at the unit next to show I am being honest and using the loans for legitimate business reasons as stated - I have made this listing end date in 2 weeks time however photos of my unit and stock will be here well before this listing ends.

I thank you for your time in reading this and welcome any questions.

The link to the listing is:

https://btcjam.com/listings/233


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October 21, 2012, 08:36:45 AM
 #2

I also now have made payment #1 to the other BTCJam listing - repayment of just under 17 BTC 1 week and a half early.

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October 22, 2012, 06:17:53 PM
 #3

Decided to fund this at 73% instead of waiting to 100% as someone funded me the remainder in £.
Thanks everyone for your trust and help with this venture I will be sure to keep you all updated

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October 24, 2012, 10:04:21 AM
 #4

Childrens toys and games, video games, children and baby clothing.
My website will be up soon and I will accept bitcoins however I am from the UK so unless you are from the UK the shipping will probably be too expensive for it to be worthwhile buying from me.
I ship products within the UK for free, but outside of the UK it would need to be chargable.

Kind Regards,
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