Some stupid people actually do accept credit cards and paypal payments on p2p trading platforms. I have read threads where people charged back many forms of payments including gift cards that were purchased with credit cards and chargebacked at a later date (eg. localbitcoins).
I strongly protest against anyone committing fraud but we must think in such a way in order to protect ourselves from unscrupulous individuals.
yes, I just see some people are keen to use credit cards to trade OTC like your said localbitcoins and buy gift card like gyft, it's dangourous.