People are still attached to the fact that they must have an account to manage their money, lol. Like Matrix, people won't accept that it's just a prison
I reach into my back pocket and pull paper (linen) money out of my leather wallet all the time. My wallet doesn't have any accounts in it, just an address (leather wallet, my back pocket). I can add money to that wallet by moving it to that address. I thought that was why it was decided to call it a "wallet", so people wouldn't expect it to have "accounts".