Upon explicit request by Client and consent of iPay or in other cases of reversal of payment operation or refund of sums, to credit, if possible, to Client’s stored card such amounts as may be necessary to effect any Reversal of a funding or payment transaction or refunds of amounts, through the Service.
So, not better than trading with paypal huh? @Buyers , are you sure it is not reversible and that you will be scammed later?