Yeah, this has a strong smell of scam all over it.
OP: in case you are just being a newbie, paypal and credit cards are not trusted forms of payment because the charges can be reversed. If you want to use your credit card, get a cash advance and buy the bitcoins with cash.
I know place where hackers with hacked accounts buy stuff from online such as eBay and the buyer pays little part of the value. The scam of running away with bitcoins is prevented with use of escrow. So OP might be a legit even if he sounds like a nigerian nigger.