Is this legit?

[pornluver]

Please let me know.

https://btcjam.com.br/borrow/rates_and_fees

They got credit rating.

Something is fishy.

If somebody has A credit rating, why would he borrow at 14.8% return given that there are plenty of people that are willing to lend at 10%.

Anything doesn't fit market value is suspicious.

[BTCJamSupport]

Please let me know.

https://btcjam.com.br/borrow/rates_and_fees

They got credit rating.

Something is fishy.

If somebody has A credit rating, why would he borrow at 14.8% return given that there are plenty of people that are willing to lend at 10%.

Anything doesn't fit market value is suspicious.

Those returns are based on interest rates across the market. My guess is that you are under the assumption that A borrowers have Interest ratings of 14%? Correct me if I am wrong there.. A borrowers don't get rates at that range they get them much lower around the rate that you mentioned 1% and sometimes lower depending on the borrower and the terms. The lower the rating, generally the higher the interest rate as the risk can be correlated there as well. We take market rates across all ratings with risk in the model to predict the returns. Also, these percentages that you listed or origination fees, not interest rates tied to the borrowers loans.

Let me know if you have any more questions, and I hope this helps!

[crazyearner]

Never have trusted BTCJAM never will and not going to anytime soon. Too many scammers been on their and still is. Id stick away from even doing any business on it unless want to lose out and forfeit your cash and get nothing or get shafted in the process. Fess on it are ok to some degree if you are wanting to get bitcoin id look at other methods than lending on their or loaning. Id first look on here with good rep who give loans all the time and secure. BTCJam I have seen nothing but problems with loans on their and even tried to loan one turned the other way when got asked for tuns of stuff and just walked away from it.