Being suspicious is one thing, being over the top paranoid is another. If you can't evaluate a man and take him at his word or not, especially over ten bucks, then you don't need to be giving loans.
Ha! Welcome to the internet. If you start giving loan to every sob story or such, you'll end up being a beggar. Not that different from the real world though.
If they repaid me I kept a good customer, if they didn't I got rid of an idiot. Win-Win
You do realize that people can come up with various usernames right? And that accounts are bought and sold over time.
Anyway seeing this line in OP
I am hoping that I can build trust on bitcointalk.org for future transactions as I am pretty new here. Thanks in advance!
I'm wondering if you are an alt of OP or if you bought this account just for gags(looking at the post history), and if(really low chances of this one) you are as [insert a less hateful version of stupid here] as I imagine you to be.
P.S: Either way, OP seems to have gotten a lender, lock this thread(lower left corner "Lock topic")
I see. In your world anyone asking for even a tiny loan is to be distrusted and anyone that questions your assessment is stupid and is an alt. The sheer narrowness of your mind astounds me. Sure, people buy accounts, sure people scam, other have only one account and pay their loans without problem. To lump them all into the suspicious category is..well....ignorant.
However, I would like to state that the money will add up. Do you think that the number of scammers is low? Losing $10 is still a loss for somebody. If I give loans to every person who asks, and without collateral, I would lose a significant amount.
Come on, man. Think about how many chocolate bars you'll miss out on!