I don't think you will find a fee-free card anytime soon. Especially for HKD the only one that I know provides it is ANXBTC - but they have (high) fees.
https://anxbtc.com/pages/card-compareI think, there are other options like Bit-X, Coinkite etc. Bit-X has high fee and Coinkite fees are not clear.
I wonder whether CoinBase VISA debit card can be used to withdraw funds from Hong Kong ATM, though it is issued for US only.
BIT-X has significantly lowered their fees.
https://bit-x.com/guide/bitx-cardsIn your given link, it is stated that there are four type of cards supporting three type of currencies, namely USD/GBP/EUR. So, does it mean, it would not allow HKD to be withdrawn from Hong Kong ATM ?
Does inactive fee 9.95 USD mean, I would be charged ~10 USD per month (i.e. ~660 INR per month) for nothing ?
Is there any plan to support INR in near future ?
Will the delivery & activation be free in near future under some offer, say BitcoinBlackFriday, CyberMonday, X-mas etc. ?