Nah, I am not his alt. just check my posts, I have posted on quite a few threads. since I am a newbie I know I can't just start a thread to offer loans. For the time being I will offer them to individuals who posted loan requests. if you need a loan and have collateral I can also help you.
From the look of your account, your also a newbie, my account will be Jr. Member within 48 hours just like yours.
I bolded some words of your post would u like to confirm how ?
It takes 14 Days for 14 Activity points..
If u arent knowing much about it go to Meta section and learn more or ask in meta section !
Otherwise this topic will become off topic !