I think the loan of 0.04 is much more than the value of a junior member account. You need a least a high activity full member account as a collateral.
He is a SCammer! He scammed me 45$: I don't think there is so stupid (exept me
![Cry](https://bitcointalk.org/Smileys/default/cry.gif)
) that give other money to Him!
Well learn from your mistake and open a scam accusation thread if you haven't already.
OP, you're likely not going to get this loan for a number of reasons, and they've already been mentioned. Deal with ^^ before trying to squeeze bitcoin out of this forum.
I have enough of a problem lending money to friends and family, much less anonymous people on an internet forum who might be in another fucking country.