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Author Topic: How much interest is reasonable for you?  (Read 16964 times)
bobmarley650
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December 16, 2015, 07:28:38 PM
 #1

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

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Kellor
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December 18, 2015, 01:51:41 PM
 #2

1-5% monthly. If I want to borrow very short term, for example, 3 days, 5% monthly interest rate is fine.
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December 18, 2015, 01:53:29 PM
 #3

10-25% monthly for me.
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December 20, 2015, 03:14:07 AM
 #4

I would say anything between 3%-10% is good for me, but I wouldn't touch anything more than that. The interest is just excessive beyond that point, and there would be other people willing to lend at lower rates. Even for some interest rates >5%, there are more people that roll <5%. Its just a matter of finding the correct security.
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December 20, 2015, 03:15:11 AM
 #5

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

I would say around 10-20% monthly.

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December 20, 2015, 06:35:43 AM
 #6

For a bond at least 5% Monthly it's enough for me.

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December 20, 2015, 06:40:35 AM
 #7

You people are ridiculous thinking about how much "interest" to get on your bitcoins.  They've climbed 50% in value in the last 30 days and you think somebody can afford to pay interest on top of that?!  You'll be lucky to get back your coins at all if you lend them out in this climate.

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December 20, 2015, 06:42:09 AM
 #8

10-15% is fair.

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December 21, 2015, 07:13:22 PM
 #9

20-50% annual interest. It depends on the risk profile of the borrower. If the borrower has good credibility, the interest can be lower.
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December 21, 2015, 08:00:54 PM
 #10

10-15% is fair.


 Considering that a credit card is 20% per year and it's higher than any normal loan,  10-15% per month is not fair at all.   It's loan sharking.  Generally secured loans have the lowest interest rates but you want collateral AND over 100% per annum -  that's pathetic.  Stop borrowing bitcoin.

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December 22, 2015, 07:58:03 AM
 #11

5% per month is something I d always go for.

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December 22, 2015, 08:10:17 AM
 #12

5% per month is something I d always go for.
I think so. It is fair for the borrowers to get such bitcoin loan and make some investment, distribute the interest to the lenders.

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January 16, 2016, 11:50:54 AM
 #13

5-10% per month is reasonable.
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January 16, 2016, 01:20:36 PM
 #14

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

I think that depends from risk. If its somethin 100% sure (who knows what is 100 % sure?) then 1 % monthly will be great, even less.
More risk more % of course.


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January 16, 2016, 01:41:52 PM
 #15

You people are ridiculous thinking about how much "interest" to get on your bitcoins.  They've climbed 50% in value in the last 30 days and you think somebody can afford to pay interest on top of that?!  You'll be lucky to get back your coins at all if you lend them out in this climate.


This discussion interesting me much. On my signature you could see how and why i ask for BTC , and you could understand that in my opinion there a good rates for lenders is possible, but not more than this....

Here a part of my tread (for 2 month i offer 20%):

WHY I TURN TO YOU FOR A LOAN?

Because, on balance, the financing costs are the same than those who go to pay in the case of Bank loans and / or Bank credit facilities, in fact:
1) Using your loans I pay my purchases in cash on delivery, and this allows me to get an average discount of 5%,but sometimes i can get even bigger discounts.
2)   It’s important to note that in every purchase I pay at least 50% with my own money the and if the liquid assets available to let me I try to pay in full with all my money (all depends on the sales and the periods in which there are no taxes to pay);
3)   Usually my order value gone from 1000 to 3500 € : This  means that  for 1000 €  order, i borrow no more than 500 euro, and i pay on this 500x20%= 100 € as interest. But if you consider discount obtained for paying in cash at delivery (1000 euro*5%= 50 Euro), i've a net cost for financing my order of 50 € , that mean i pay about 5% rate flat for 2 mount  ( about 30% yearly). Please consider that using Bank found in italy costs about 22% yearly or use credit card cost over 30% yearly.

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January 17, 2016, 03:27:16 PM
 #16

For me the range will be between 1-7 % monthly ,  and i think i can take 1 % if there is a full grantuee of a safe return.
Also it depends on the actual price of BTC at the time of giving & Return.

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January 18, 2016, 07:13:39 PM
 #17

For me the range will be between 1-7 % monthly ,  and i think i can take 1 % if there is a full grantuee of a safe return.
Also it depends on the actual price of BTC at the time of giving & Return.

Compare Crypto returns to returns from any other industry and u ll see that Crypto triumphs everywhere. So, anything around 5% a month is really, really awesome result.

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January 20, 2016, 09:51:18 AM
 #18

I would say 2-5 % is reasonable and good for me if i find a safe return , Safer with less interest is much better than high risk investment with high interest even that for on day .

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January 24, 2016, 11:56:57 PM
 #19

None. Anyone offering big amounts of interest is probably gonna steal your coins eventually. There's no free lunch in bitcoin and usually you're paying for it even if you didn't plan to.
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January 26, 2016, 07:39:37 AM
 #20

None. Anyone offering big amounts of interest is probably gonna steal your coins eventually. There's no free lunch in bitcoin and usually you're paying for it even if you didn't plan to.

This, anything above 5% a month is a big time red alarm. Be careful what you do with your money.

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