Requesting 30BTC loan (Repay in 4 weeks) @20%

[heart_mons]

I managed to sell a high dollar breast pump for $200 and my old game system for $150 so I don't need quite as much to pay for this insurance now.  I know that 30BTC is still a large number but maybe someone will be more willing to lend at that amount.

Thanks!

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 If interested, I am looking to get 60BTC for short/mid length (4 weeks) to be repaid on January 3, 2013  at 20%  
So final return on 01.03.2013 would be 72BTC with a return to you of 12BTC in addition to the 60BTC loaned.  Rates and return preferences can be suggested by the lender to a way that suites you better of course.  I'm open to suggestions.

My home is financed through a typical mortgage and was recently added back into a 100 year flood plane area where flood insurance is required in addition to homeowners insurance now and a policy for this will be added by our mortgage holders (not at our selection of insurer) unless we find and pay for another flood insurance though the provider of our choosing before the timeline is reached.

Monday is the cut off for us to pay for the insurance through the provider of our choosing before the mortgage is provided one.  We have found two good insurers that give us a $200 lower cost for the coverage but with a very similar delectable and insurance for the total value of the home.  

So this loan is to help me beat the deadline before mandatory flood insurance is assigned.  By receiving this loan I'll save $200 annually with a deductible I agree with and coverage I am happy with.   I don't have the cash to pay for the cheaper option now, the loan will cover paying for the flood insurance we want.  The four weeks will give me time to put aside that money and have it returned to the lender within that time frame.
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I have a successful trade at bitcoin trading and I have borrowed from ffcitatos in the past on these forums.  This loan is a bit larger than the past two deals are close to my only community involvement.  My past count isn't that high because I try not to post redundant, unhelpful or off-topic items.  I love BTC as an alternate and digital currency and want to see it grow further.

Thanks!

Payment will be sent to this address if anyone is interested.  
15BfeoX5TPcGZvPptQgF3z223phUsDvKTg

Please respond with questions or private message.

[heart_mons]

Still looking for a lender.  I have paystubs, utility bill, contact info, id verification all uploaded and ready to share with the person willing to lend.

[lightlord]

60 BTC is a shit load of money, even if you aren't going do something, and run off.
Its like 60X13.27=796.2$. That's a lot of money.

Well I hope someone will help you out, but even if you are completely trust worthy, its
just a load of risk, and a lot of people has been scammed. I myself lost 15 BTC once.

Maybe if several lenders come forth, and offer 6 BTC each,
breaking 60 BTC down to 10 people. Then maybe that would solve
the problem of too much money problem, we'll see if anyone
is willing to offer 6 BTC, and see if several more comes.

[heart_mons]

I managed to sell a high dollar breast pump for $200 and my old game system for $150 so I don't need quite as much to pay for this insurance now.  I know that 30BTC is still a large number but maybe someone will be more willing to lend at that amount.

Thanks!

[lightlord]

I think what he's saying is that a typical scammer will pretty much get a bunch of small loans and then turn around and try and get a big loan...

"Hey look, I paid all these loans so I've got to pay this one." Then just go into hiding.

Like always I think this is up to the person loaning the BTC. If he/she wants to give them money for a new rig, build rep, or even go out and pop some bottle with a couple buddies -- So be it. As long as they think the person will pay back that's all that matters. IMHO anyways.

https://bitcointalk.org/index.php?topic=119896.0

90-95% of people turned out to be a scammer.
It isn't worth the 10% chance of getting 20% boost.
Why not I throw 30 BTC on satoshidice for a 50% chance of getting 60 BTC nearly?
That is better odds?

https://bitcointalk.org/index.php?topic=123728

I checked your history, and selling a game station, and breast bump all in 2 days is quite fishy. Its like your trying your best, to accommodate for what I said.
I am like oh 60 BTC is too much. No WAIT I have sold some stuff I only need 30 BTC!

Immediately.

After you said that I am extremely fishy about this topic.

I have a feeling if I said again 30 BTC is too much, you will be like I sold this! And be down to 15 BTC in asking.
But because I said this, it will influence your future responses, and you may respond differently.
So this may in fact now not happen because I pointed this out.

[lightlord]

I would be happy with a 5BTC loan paid back 11/12/12 as 6.5 if anyone is willing to risk that over 10BTC.   Doing that would be less financial risk for the lender and less than half of what I'm positive I can pay back on the 12th.  This and it will still improve my reputation here. 

https://bitcointalk.org/index.php?topic=123578
https://bitcointalk.org/index.php?topic=123728

It seems you are trying your best to gain reputation,
and then ask for a HUGE sum of BTC in the end.
You don't have any true reputation.

Its not like you bought stuff, sold things, or anything.
You just did this.

And you have 30 posts.

Guys I smell something extremely fishy about this post, Be extremely wary!

[heart_mons]

I'm trying my best to be as honest as I can here.  Of course it is not my intention to come off as "fishy".  I don't mine coins and don't have much to talk about in the forums.  I have a 7 month old child and yesterday I spent the day looking around the house for items to sell that people might need.  My wife suggested the breast pump and works at an accounting firm where a pregnant woman said she would buy it when my wife explained we no longer need it and that we are trying to get money together in a hurry.  My brother said he would buy my 360 because he wants one and had the cash to spare. 

To try and slow the scam talk I have offered up pay stubs, ultility bills, photos of me holding my id with the matching information on my pay stub and utility bill, a scanned copy of my drivers license and my home and work phone numbers along with my place of employment.   That is more identifying information than I have ever given out online before and I would never do something like that unless I was honest with my intentions to pay.  I've offered to skype with the lender.  Hell, I can video conference with them and walk them though my home, show them the address on the front of my house and you would still say I've broken into a house just to scam someone.

This part isn't going to help me get funding but fuck you lightlord and your big red text.  I don't know why I'm getting so offended by having you question my integrity but fuck you anyway.  At first it was, "Don't loan someone without a history just a few BTC because they will scam you."  Someone took a chance, received the payback and interest and all is well.  A few weeks pass and I need to come up with some additional funds for something else (not posting in between because I have no need really) and now it is, "Well, he paid back his loan but that means he is NOW getting ready to scam you.  He was always going to pay you back on the first one."

I expect you loan every person asking for a minor amount (5 or less) because you KNOW they'll pay it back because they are working up to a bigger scam.   So go to lightlord for small loans, he is positive they get paid back just to build up scam-ability.

[lightlord]

fuck you lightlord and your big red text.... but fuck you anyway.....  So go to lightlord for small loans, he is positive they get paid back just to build up scam-ability.

Your off to a good start, acting like a 13 year old kid and swearing.

And the fact you said that I am building up scam-ability  

The fact is I was even considering helping you out, and even suggested breaking down
into multiple people contributing. I was considering being one of them.
But now I am backing off


I don't know how to put it into words.

But heart-mons. I have shipped a $630 device out to a person, without payment, and it arrived at the other side.
I got payment about a week or so later. Now you can call that's building up trust!

If you want to compare your reputation to mine

BRING IT ON  

Here is mine: https://bitcointalk.org/index.php?topic=484.0
Go here and type lightlord in the box. There is a few more,
such as I bought a power supply, and some others
that isn't on the list, but that is a list of some of my reputation

And I also have ordered a 5970 and 7970, sending payment first!
And they have 1/6th my post count, and etc. That is pending and
going to be added to the list above!

Oh wait, you don't have any reputation?  

You really have done it, here it is.

[heart_mons]

We must be having a misunderstand somewhere obviously.  I wasn't saying you were scamming anyone. 

I'm happy you shipped an item before making the purchaser pay.   I did that with my first item as well.  http://www.bitcointrading.com/forum/video-games/%28wts%29-original-3ds-w-street-fighter-3-pilot-wings-zelda-and-3rd-party-case/

Now it was only a total of probably $400 when I originally purchased it (sold it for much less) but I did the same as you to build trust.  I bet you didn't take a video recorder into the post office to video the actual boxing of the item along with paying for the item, showing it being sealed by the post master, the label for the shipment going to the purchaser, paid for and left at the post office.  See that's what I did on my first item to make sure they could have confidence that I was being legit.   I know what I did sounds silly and I would gladly show you the video on youtube but I need to get the users permission first since it contains their info on the shipping label.

I think we are on the same page for the most part but it aggravates me that you add all this big red warnings to your comments when I tried to inform people in the first post on this subject by saying, "I have a successful trade at bitcoin trading and I have borrowed from ffcitatos in the past on these forums.  This loan is a bit larger than the past two deals are close to my only community involvement. "   I wasn't trying to hide behind non existant trades or anything.  I was trying to be honest from the start. 

I feel like english isn't your first language (not saying that as an insult) beause I was never saying you were building up scam-ability but that you are helping promote it every time you help someone with a 5BTC or lower loan.  I must have complete misunderstood what you were saying in your original post. 

I'm extending my hand for an internet makeup because I thought you were attacking me from the start.  (which happens over and over with me on here and I've yet to do anything wrong).

[lightlord]

I did that with my first item as well.  http://www.bitcointrading.com/forum/video-games/%28wts%29-original-3ds-w-street-fighter-3-pilot-wings-zelda-and-3rd-party-case/

Yippee Ki Yay that's only 8 BTC. My BFL was worth a lot more back then. Still went for 8 BTC.
Besides that's one trade you done, you could of posted this on your main thread.

and I have borrowed from ffcitatos in the past on these forums.  This loan is a bit larger than the past two deals are close to my only community involvement. "  

Only one person, a few small loan requests and all of a sudden $800 your asking.

Look, after I pointed out, and humiliated you. You all of a sudden tuned everything down, as you knew you couldn't step it up.

fuck you lightlord..... but fuck you anyway.....  So go to lightlord for small loans, he is positive they get paid back just to build up scam-ability.

Its like you stabbed me with a knife 2 times repeatably, asking for forgiveness, or tuning yourself down, isn't going make this go away.
You attacked a very reputable member, and you didn't just answered in polite formal responses, which is the proper way to do things.
This will only make things go side ways and against you. You'll notice that there hasn't even been a reply to this thread,
except me and you, because other customers have already perhaps turn this offer down.

This is what I expected from you:

Alternative reality or universe:

Heart-mons:

Lightlord, I understand why you may have concern from me, I am a new member, I haven't made that many trades yet.
And I understand I went from asking small loans to a big loan. I will provide some collateral or something in return.
And all information, will be provided as stated in OP. Do understand what I am saying.

Lightlord:

Okay heart-mon, I was just saying this because I have been scammed myself, we are just being careful that's all.
I'll start off with the first offer of 6 BTC, and see if several more tosses in, to get to the full amount you need.

Isn't this reality better?

[DeathAndTaxes]

All flood insurance providers (which are essentially just payment processors for federal flood insurance program) accept payment through escrow.  They can bill your mortgage company and the mortgage company will simply increase your escrow amount.  Similar to home insurance you don't need to use the mortgage company providers and you don't need to pay out of pocket.  That is why escrow accounts on mortgages exist.

[gweedo]

90-95% of people turned out to be a scammer.

LMAO this isn't even close to the truth, try maybe 25-30% which no more then scammers in the USD.

[lightlord]

90-95% of people turned out to be a scammer.

LMAO this isn't even close to the truth, try maybe 25-30% which no more then scammers in the USD.

you stand roughly a 90-95% chance of getting ripped off if lending to someone who fits the scammer profile.  If that chance is worth making an extra 1-10% on your money, I can't stop you.  But I will laugh at you later

Sorry if this is false, I am merely quoting my sources from Tomatocage.

Posting: https://bitcointalk.org/index.php?topic=119896.0

Some of them would take out a few small loans, then ask for a big loan.
I am just reciting from the history of this thread.

This was before however, the sale he did of 8 BTC on one product.
He should of posted this history in the main thread,
but again its a small history, and the asking of later,
and the sum of it being much bigger, just suggests
that it may fit the scammer profile, which 5% of the time these
cases happen to be legit going by Tomatocage.

Well at least I responded in a formal and polite response, the proper way of responding 
Instead of lashing out and attacking you back 

[Tomatocage]

Sorry if this is false, I am merely quoting my sources from Tomatocage.

Posting: https://bitcointalk.org/index.php?topic=119896.0

Some of them would take out a few small loans, then ask for a big loan.
I am just reciting from the history of this thread.

This was correct at the time of originally posting that, but as new suspect loans come up (as well as successful loan repayments) that figure will change.  I'm just too lazy to update it.