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Author Topic: StemFund.com  (Read 1455 times)
BitcoinMarketStore
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December 31, 2015, 10:50:33 AM
 #1

Anyone has invested in this?

I see that only reputation loan will be fully financed  Shocked , so it seem really safe (because rep loand could'nt be witdrawal)

I would invest 0.01BTC  just to see if promised rate (till 200%) will be give to me, but platform seem really unsafe.

Any suggestion about?
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December 31, 2015, 11:01:46 AM
 #2

Neve heard of it but it seem dumb to get just a reputation loan where you can't get the funds that you are lending. Is this somehow related to you as I saw a thread of yours asking for a loan.  Undecided


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December 31, 2015, 11:09:47 AM
 #3

Neve heard of it but it seem dumb to get just a reputation loan where you can't get the funds that you are lending. Is this somehow related to you as I saw a thread of yours asking for a loan.  Undecided

No. After i try to register to BTCJam and they reject my id for over 10 times (everitime they say it has a poor quality  Roll Eyes )  , i don't want other P2P lending platform!!!! I prefer to borrow here and offer, if require, collateral, and not send my ID card, and other personal data,  around the web!



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December 31, 2015, 11:12:00 AM
 #4

I find it  here: https://plusbitcoin.net/bitcoin-loans/
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December 31, 2015, 12:40:52 PM
 #5

I don't think they are legal and safe to use. I have seen all of the loan are of high amount which are likely to be fake one. And the purpose for the loan is mining and have taken 2BTC loan with 10 weeks term to payback 200% how that high amount of interest can be paid by the borrower. ?

I will be quite away from this. Cool

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BitcoinMarketStore
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December 31, 2015, 05:11:07 PM
 #6

I don't think they are legal and safe to use. I have seen all of the loan are of high amount which are likely to be fake one. And the purpose for the loan is mining and have taken 2BTC loan with 10 weeks term to payback 200% how that high amount of interest can be paid by the borrower. ?

I will be quite away from this. Cool

I think the same. I don't trust them.  Roll Eyes
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January 17, 2016, 01:33:22 PM
 #7

Ok,  so everyone think we are a scam.  That's a start. Feel free to shout your questions.

For the building reputation loans,  borrowers cannot withdraw money from their account while one is active. These loans are used by borrowers to improve their rating on the platform. So basically yes,  they will just repay interests.
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January 17, 2016, 01:52:29 PM
 #8

Fyi the rates displayed are now weekly so investors can easily work out how much interests they will get each week.
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January 17, 2016, 02:16:45 PM
 #9

I hope you are not strict like btcjam that ask everything that you can show about your identification then reject you after to much effort,
like all the other poster here. I prefer to loan here on lending section with collateral it's much easy and hassle free and you can get your loan within 24 hours

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January 17, 2016, 07:48:30 PM
 #10

we ask for the usual identification documents only if the loan is funded. We do not see the point of hassling borrowers if they do not get their money in the end.
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January 17, 2016, 08:20:42 PM
 #11

@fortunecrypto, when you say that you use collateral to borrow here what do you mean ?
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January 17, 2016, 11:36:10 PM
 #12

@fortunecrypto, when you say that you use collateral to borrow here what do you mean ?

It's best if you can open a thread of your own to disss your service and answer kore of the inquiries rather answerin them here in a thread asking if you are an actual legitimate service.


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January 18, 2016, 04:04:38 PM
 #13

@fortunecrypto, when you say that you use collateral to borrow here what do you mean ?

It's best if you can open a thread of your own to disss your service and answer kore of the inquiries rather answerin them here in a thread asking if you are an actual legitimate service.

Agree, proof if the site is legitimate. And I think this is wrong section, this thread should move to service discussion.

So, if I lender, better to lend here with the right rules and the trustworthy escrow.
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January 18, 2016, 09:51:44 PM
 #14

Should I just create a new thread or a moderator can move this one in the right place ?
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January 20, 2016, 03:35:10 PM
 #15

This only store articles or gather information based on what they want to offer, they rarely invest or patronize them, i think you need to becareful of those people.

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January 20, 2016, 08:14:47 PM
 #16

The moment the say they promise 200% returns on the casual loans,believe it,its not legit.Maybe they're running a sophisticated ponzi in the name of loans.I saw this the other day,the website is quite shady with no proper support links.Investing is not recommended,even if they pay you for first 4-5 transactions,after they reach their target,they WILL shut down.

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January 21, 2016, 09:13:04 AM
 #17

Any investment that pays more than 50% in less than 3 months should be approached with caution.
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January 21, 2016, 02:46:49 PM
 #18

This website only work with "reputation loan". No other loan are financed. So as i read in discussion, lender haven't possibility to repay earlier.

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January 21, 2016, 08:47:58 PM
 #19

We do not choose the maximum rate at which borrowers are ready to borrow in the loans they do.    As for reputation loans yes they are the only one getting funded at the moment because borrowers cannot withdraw funds when they do one. So lenders know they will at least get their capital. Borrowers use these loans to improve their reputation on the website and show they are able to repay loans. This is the standard of the industry on how borrowers build up a credit score in the bitcoin space.
Invest responsibly!
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January 21, 2016, 09:12:33 PM
 #20

And one more thing that it looks like none of you noticed. All the loans that you see.  The picture of the borrower is the picture of the actual guy on the other side of the computer. We have a system on the platform that forces the borrower to take a picture of himself with his Webcam or smartphone to be able to list the loan.
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