What i can do with gift certificate?
You can send it to me [as I'm paying for it].
So yes, I am looking for your price for you to pay 3,000 INR to Milap to purchase a 3,000 INR gift certificate.
So I pay BTC some amount of BTCs to you.
You pay for a 3,000 INR gift certificate (your cost is 3,000 INR)
You receive a gift certificate e-code
You deliver that e-code to me (encrypted with my GPG public key, preferably)
I make the microloan under my account funded with the funds from the gift certificate.
So I need to know what amount, in BTCs, you are asking to make the 3,000 INR payment. It can be credit card or Netbanking.
[Update: Through a different offer posted elsewhere I've completed two of these INR-denominated Milaap gift card purchases now. Worked fantastically!]