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Author Topic: Few questions about loanbase  (Read 371 times)
HITTI2 (OP)
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January 06, 2016, 10:06:14 PM
 #1

How long does it take to be funded?

I had no idea it was ppl lending ppl, I thought that it was instant.

I was at 9% funded then someone dropped out and it's at 8.6%.

I've got C2 credit if that's any good?


Win7x64 Pro, Acer XB240H, Corsair Obsidian 750D Black,DEMCifilter Corsair Obsidian 750D Dust Filter Kit,Delidded i7-3770K OC'd@4.5GHz, F3-12800CL8D-8GBXM, MSI GeForce GTX 960 2GD5, ASUS Xonar D1, Vantec UGT-ST644R, ASRock Z75 Pro3, EVGA SuperNOVA 750 G2 PSU, EK-KIT L240, 2 x NF-A14-FLX Fans, 2 x Samsung 840 Pro 128GB RAID 0 32KB strip, WD Re WD1003FBYZ 1TB,2TB HGST/Hitachi (HUA723020ALA641),2 x HGST A7K3000 HUA723030ALA640 3 TB, Vertex II 60GB,Samsung SH-S223L.
HITTI2 (OP)
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January 07, 2016, 03:54:10 AM
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Sure isn't easy getting a loan from loanbase. Been many many hours and only thing I have seen happen is my funded % dropped again. Now it's at 7.3% funded.

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jacee
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January 07, 2016, 04:13:40 AM
 #3

You have atleast 10% chance that you will get your loan funded if you don't know anyone in that site. I have a B2 credit and my loan there before didn't even reached 5% funded. People selectively funds the listig in there, you gotta have atleast a high trust rating and you mut know the people in their facebook gtoup and beg them to upvote your listing so it gets notice. Also you gotta tip your loan to get it on top, in that way maybe you can get a higher chance that you will get your loan funded.

If you want to get a loan fast, your best option is here in the forum on the lending section.
HITTI2 (OP)
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January 07, 2016, 06:38:02 AM
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You have atleast 10% chance that you will get your loan funded if you don't know anyone in that site. I have a B2 credit and my loan there before didn't even reached 5% funded. People selectively funds the listig in there, you gotta have atleast a high trust rating and you mut know the people in their facebook gtoup and beg them to upvote your listing so it gets notice. Also you gotta tip your loan to get it on top, in that way maybe you can get a higher chance that you will get your loan funded.

If you want to get a loan fast, your best option is here in the forum on the lending section.

This sucks then. If I knew it was like this I would have never sent my documents in and signed up. I truly thought it was instant. Very disappointed with loanbase so far.

Win7x64 Pro, Acer XB240H, Corsair Obsidian 750D Black,DEMCifilter Corsair Obsidian 750D Dust Filter Kit,Delidded i7-3770K OC'd@4.5GHz, F3-12800CL8D-8GBXM, MSI GeForce GTX 960 2GD5, ASUS Xonar D1, Vantec UGT-ST644R, ASRock Z75 Pro3, EVGA SuperNOVA 750 G2 PSU, EK-KIT L240, 2 x NF-A14-FLX Fans, 2 x Samsung 840 Pro 128GB RAID 0 32KB strip, WD Re WD1003FBYZ 1TB,2TB HGST/Hitachi (HUA723020ALA641),2 x HGST A7K3000 HUA723030ALA640 3 TB, Vertex II 60GB,Samsung SH-S223L.
jacee
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January 07, 2016, 06:41:43 AM
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This sucks then. If I knew it was like this I would have never sent my documents in and signed up. I truly thought it was instant. Very disappointed with loanbase so far.

AFAIK all lending services works that way. Again if you want to get an instant loan then your best option is the foru lending section but you must atleast have a valid collateral or a trusted feedback in here so you can get one.  Based on your rank I think you can get a micro loan i here and maybe you can find someone who can give you the loan withou a collateral. Btw, you can use your account as collateral if ever.
HITTI2 (OP)
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January 07, 2016, 07:25:17 AM
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This sucks then. If I knew it was like this I would have never sent my documents in and signed up. I truly thought it was instant. Very disappointed with loanbase so far.

AFAIK all lending services works that way. Again if you want to get an instant loan then your best option is the foru lending section but you must atleast have a valid collateral or a trusted feedback in here so you can get one.  Based on your rank I think you can get a micro loan i here and maybe you can find someone who can give you the loan withou a collateral. Btw, you can use your account as collateral if ever.

Yea I was thinking of collateral after reading your post. But only real thing I have is https://bitcointalk.org/index.php?topic=1308111.msg13390637#msg13390637

What I need is 400 in btc but asking 500 in btc. The 400 for a phone and extra ["not important" 100 for sd card, case for the phone and screen glass protector]. The link above brand new is going for 450USD but the trend of this used amp is going for 350, my amp has 4 years left on warranty "1 year old". Trying to get to the point. I think percentage here is 130% the value of the collateral. So it's a bust for me to get a loan here. My acct is prob worth 12 bucks as collateral. Unless someone can be lenient and take my collateral and not do the 130% but do like 80%. ionno.




Win7x64 Pro, Acer XB240H, Corsair Obsidian 750D Black,DEMCifilter Corsair Obsidian 750D Dust Filter Kit,Delidded i7-3770K OC'd@4.5GHz, F3-12800CL8D-8GBXM, MSI GeForce GTX 960 2GD5, ASUS Xonar D1, Vantec UGT-ST644R, ASRock Z75 Pro3, EVGA SuperNOVA 750 G2 PSU, EK-KIT L240, 2 x NF-A14-FLX Fans, 2 x Samsung 840 Pro 128GB RAID 0 32KB strip, WD Re WD1003FBYZ 1TB,2TB HGST/Hitachi (HUA723020ALA641),2 x HGST A7K3000 HUA723030ALA640 3 TB, Vertex II 60GB,Samsung SH-S223L.
lihuajkl
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January 07, 2016, 10:38:34 AM
 #7


This sucks then. If I knew it was like this I would have never sent my documents in and signed up. I truly thought it was instant. Very disappointed with loanbase so far.

AFAIK all lending services works that way. Again if you want to get an instant loan then your best option is the foru lending section but you must atleast have a valid collateral or a trusted feedback in here so you can get one.  Based on your rank I think you can get a micro loan i here and maybe you can find someone who can give you the loan withou a collateral. Btw, you can use your account as collateral if ever.

Yea I was thinking of collateral after reading your post. But only real thing I have is https://bitcointalk.org/index.php?topic=1308111.msg13390637#msg13390637

What I need is 400 in btc but asking 500 in btc. The 400 for a phone and extra ["not important" 100 for sd card, case for the phone and screen glass protector]. The link above brand new is going for 450USD but the trend of this used amp is going for 350, my amp has 4 years left on warranty "1 year old". Trying to get to the point. I think percentage here is 130% the value of the collateral. So it's a bust for me to get a loan here. My acct is prob worth 12 bucks as collateral. Unless someone can be lenient and take my collateral and not do the 130% but do like 80%. ionno.




BTCjam is working the same way as loanbase! For a low rate ppl, it is difficult to get a loan from there.Even in btt lending board, a lot of defaults are happening with borrowers running out with money. Lenders are becoming caustious now with the loan issuing except you have sufficient amount of collateral.
HITTI2 (OP)
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January 07, 2016, 12:40:49 PM
 #8

Also you gotta tip your loan to get it on top, in that way maybe you can get a higher chance that you will get your loan funded.

I tipped and it went up to 8.4% funded! Thanks for the tip, I'm BTC broke after tipping.

Win7x64 Pro, Acer XB240H, Corsair Obsidian 750D Black,DEMCifilter Corsair Obsidian 750D Dust Filter Kit,Delidded i7-3770K OC'd@4.5GHz, F3-12800CL8D-8GBXM, MSI GeForce GTX 960 2GD5, ASUS Xonar D1, Vantec UGT-ST644R, ASRock Z75 Pro3, EVGA SuperNOVA 750 G2 PSU, EK-KIT L240, 2 x NF-A14-FLX Fans, 2 x Samsung 840 Pro 128GB RAID 0 32KB strip, WD Re WD1003FBYZ 1TB,2TB HGST/Hitachi (HUA723020ALA641),2 x HGST A7K3000 HUA723030ALA640 3 TB, Vertex II 60GB,Samsung SH-S223L.
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