We’re entering a new world in the banking sector and, more fundamentally, in currencies.
And big government and big financial institutions are not excited.
Technology has delivered us to a place where more and more new players are getting into the financial sector. “Fintech” has brought in new lenders that use newly developed algorithms to rate customers, rather than simply using the typically flawed credit report scores that all the big banks use.
https://personalliberty.com/banking-2-0-encryption-privacy-and-fiat-currencies/