So I was thinking the other day everyone wants to get their hand on bitcoins and presumably so they can buy goods in Bitcoins correct? I'll just go with this assumption/hypothetical.
The idea I'm brewing up is to allow anyone to buy bitcoins w/ credit cards and be "credited" with bitcoins as just a "number" behind the scenes to go spend at merchants that accept Bitcoins. Of course, the merchants have to be on board to accept this sort of system but on behalf of the "credited w/bitcoins account" we purchase these items in Bitcoins on their behalf. I don't know if this all make sense but go ahead and give it your best stab!
So consumers would buy "CreditCoins" from you at the same value of bitcoins, exchange these alt-coins with bitcoin merchants for goods, and the merchants exchange them back with you for bitcoins?
I don't see what problem this might solve. As a matter of fact, it adds a weak link. You still take a chargeback risk and merchants take a chance that you might not honor your end of the agreement.