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Author Topic: Technological Wizards of the Banking Industry  (Read 2844 times)
bargainbin
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February 03, 2016, 12:40:06 AM
 #41

...
Why? So they could reduce their transaction costs and time.

Banking transactions take roughly (ping time) + (time to update a database) = less than a second. When I buy shit with a CC, it takes me anywhere from 3 to 20 seconds before I leave the checkout.
Bitcoin?

The cost of a fiat transaction is a few pennies.
Bitcoin? Currently $373 * 25BTC / 2.7tps * (600sec per block) = ~$5.75 + tx fee, per fucking transaction. You don't pay it because it's currently subsidized by Bitcoin base money inflation, i.e. printing 25 bitcoins out of thin air every 10 minutes.
So now you know.
I cashed a cheque last week. It took over 3 business days to clear. 

ORLY? I tried to cash out some BTC from Cryptsy. Guess how long that's taking?
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February 03, 2016, 12:48:39 AM
 #42

Negative interest rates for all of you greedy people trying to make a savings!

Is this not just the case with any business that has a monoply on things?
Could argue google and apple do not follow this but they either buy a idea or kill the idea mostly before it can grow.
So expecting a bank to do anything but screw us would be like dancing on a busy highway and not expecting to be hit by a car.
Google car would dodge maybe,might go see what the stats say on that.

Ever wonder why children on My Little Pony forums manage to form coherent sentences, and even spell and punctuate those correctly? And why here, on bitcointalk, that sort of thing hardly ever happens?

Yeah, me neither.
Nope, I don't frequent MLP forums.

>not My Little Pony
>MLP
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February 03, 2016, 12:52:59 AM
 #43

...
Why? So they could reduce their transaction costs and time.

Banking transactions take roughly (ping time) + (time to update a database) = less than a second. When I buy shit with a CC, it takes me anywhere from 3 to 20 seconds before I leave the checkout.
Bitcoin?

The cost of a fiat transaction is a few pennies.
Bitcoin? Currently $373 * 25BTC / 2.7tps * (600sec per block) = ~$5.75 + tx fee, per fucking transaction. You don't pay it because it's currently subsidized by Bitcoin base money inflation, i.e. printing 25 bitcoins out of thin air every 10 minutes.
So now you know.
I cashed a cheque last week. It took over 3 business days to clear. 

ORLY? I tried to cash out some BTC from Cryptsy. Guess how long that's taking?
No, the point you tried to argue is that banking is almost instantaneous. I refute that. That said I can see from your curt replies that you enjoy muddying the water.

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February 03, 2016, 12:58:17 AM
 #44

...
Why? So they could reduce their transaction costs and time.

Banking transactions take roughly (ping time) + (time to update a database) = less than a second. When I buy shit with a CC, it takes me anywhere from 3 to 20 seconds before I leave the checkout.
Bitcoin?

The cost of a fiat transaction is a few pennies.
Bitcoin? Currently $373 * 25BTC / 2.7tps * (600sec per block) = ~$5.75 + tx fee, per fucking transaction. You don't pay it because it's currently subsidized by Bitcoin base money inflation, i.e. printing 25 bitcoins out of thin air every 10 minutes.
So now you know.
I cashed a cheque last week. It took over 3 business days to clear. 

ORLY? I tried to cash out some BTC from Cryptsy. Guess how long that's taking?
Maybe you should chose a legitimate exchange next time?

I have had no problems cashing out my btc, however once you arrive back to fiat. You get banking massive banking delays. Its like internet doesn't work for them in the weekends or nights. Even considering that the fees don't bother me that much, but sending money across borders and even sometimes within borders doesn't work as swiftly as I'd fine pleasing. Its like a well oiled machine within crypto and once you get out, the wear and tear of the current system starts to show off. Their system is fucked up beyond repair. You'd need a to be a fucking god to fix all the problems that crypto already has solved.
bargainbin
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February 03, 2016, 01:02:00 AM
 #45

...
Why? So they could reduce their transaction costs and time.

Banking transactions take roughly (ping time) + (time to update a database) = less than a second. When I buy shit with a CC, it takes me anywhere from 3 to 20 seconds before I leave the checkout.
Bitcoin?

The cost of a fiat transaction is a few pennies.
Bitcoin? Currently $373 * 25BTC / 2.7tps * (600sec per block) = ~$5.75 + tx fee, per fucking transaction. You don't pay it because it's currently subsidized by Bitcoin base money inflation, i.e. printing 25 bitcoins out of thin air every 10 minutes.
So now you know.
I cashed a cheque last week. It took over 3 business days to clear. 

ORLY? I tried to cash out some BTC from Cryptsy. Guess how long that's taking?
No, the point you tried to argue is that banking is almost instantaneous. I refute that. That said I can see from your curt replies that you enjoy muddying the water.

No. I said banking transactions are almost instantaneous. In some cases, like with your 20th-century anachronism, the paper check, banks *choose* not to credit your account for security reasons. My bank, for instance, clears the business checks I deposit instantly (not really sure tho, haven't been living hand-to-mouth lately, perhaps because have been out of BTC for >2 years. Feelsgoodman.gif).
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February 03, 2016, 01:02:49 AM
 #46

...
Why? So they could reduce their transaction costs and time.

Banking transactions take roughly (ping time) + (time to update a database) = less than a second. When I buy shit with a CC, it takes me anywhere from 3 to 20 seconds before I leave the checkout.
Bitcoin?

The cost of a fiat transaction is a few pennies.
Bitcoin? Currently $373 * 25BTC / 2.7tps * (600sec per block) = ~$5.75 + tx fee, per fucking transaction. You don't pay it because it's currently subsidized by Bitcoin base money inflation, i.e. printing 25 bitcoins out of thin air every 10 minutes.
So now you know.
I cashed a cheque last week. It took over 3 business days to clear.  

ORLY? I tried to cash out some BTC from Cryptsy. Guess how long that's taking?
Maybe you should chose a legitimate exchange next time?
...

You mean like GOX? Cheesy

>Its like a well oiled machine within crypto
Yup. That taste of gun oil and cordite in your mouth, just before everything hits disruptive singularity Cheesy
Edit: Still laughing re. "well oiled machine," that's perfect Cheesy
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February 03, 2016, 01:07:25 AM
 #47

...
Why? So they could reduce their transaction costs and time.

Banking transactions take roughly (ping time) + (time to update a database) = less than a second. When I buy shit with a CC, it takes me anywhere from 3 to 20 seconds before I leave the checkout.
Bitcoin?

The cost of a fiat transaction is a few pennies.
Bitcoin? Currently $373 * 25BTC / 2.7tps * (600sec per block) = ~$5.75 + tx fee, per fucking transaction. You don't pay it because it's currently subsidized by Bitcoin base money inflation, i.e. printing 25 bitcoins out of thin air every 10 minutes.
So now you know.
I cashed a cheque last week. It took over 3 business days to clear. 

ORLY? I tried to cash out some BTC from Cryptsy. Guess how long that's taking?
Maybe you should chose a legitimate exchange next time?
...

You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.
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February 03, 2016, 01:16:33 AM
 #48

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.

>You get your internet from the banks?
You clearly get your drugs from Alphabay. Stop & shop locally, shit ain't agreeing with you.
Edit: but still crack up each time I think about "well-oiled machine" Cheesy
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February 03, 2016, 01:20:40 AM
 #49

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
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February 03, 2016, 01:27:56 AM
 #50

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
*plumber
Nah, averaged in the $6xx when all said & done, 'ts all good Smiley
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February 03, 2016, 01:30:13 AM
 #51

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
*plumber
Nah, averaged in the $6xx when all said & done, 'ts all good Smiley
You jumping back in again any time soon or you like paper, *cough* digital banknotes? The debt crisis is way bigger than the scaling bitcoin one, I'll tell you that.
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February 03, 2016, 01:41:14 AM
 #52

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
*plumber
Nah, averaged in the $6xx when all said & done, 'ts all good Smiley
You jumping back in again any time soon or you like paper, *cough* digital banknotes? The debt crisis is way bigger than the scaling bitcoin one, I'll tell you that.

Right, when BTC hit $1200, was told fiat implosion imminent, BTC to $30,000 by Jan 1214.



No regrets Cheesy
P.S. advice 4 U:

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February 03, 2016, 01:51:53 AM
 #53

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
*plumber
Nah, averaged in the $6xx when all said & done, 'ts all good Smiley
You jumping back in again any time soon or you like paper, *cough* digital banknotes? The debt crisis is way bigger than the scaling bitcoin one, I'll tell you that.

Right, when BTC hit $1200, I was told fiat implosion imminent, BTC to $30,000 by Jan 1214.


No regrets Cheesy
So spreading FUD within a community that has no brakes. I hope you'll hit harder than the guys at R3, cause they sure as hell killed bitcoin this time haha. Maybe we should all dump our coins to save the current stock market. I'll guarantee this'll work guys, we just need a small kick to get the economy up and rolling again.
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February 03, 2016, 02:06:05 AM
 #54

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
*plumber
Nah, averaged in the $6xx when all said & done, 'ts all good Smiley
You jumping back in again any time soon or you like paper, *cough* digital banknotes? The debt crisis is way bigger than the scaling bitcoin one, I'll tell you that.

Right, when BTC hit $1200, I was told fiat implosion imminent, BTC to $30,000 by Jan 1214.


No regrets Cheesy
So spreading FUD within a community that has no brakes. I hope you'll hit harder than the guys at R3, cause they sure as hell killed bitcoin this time haha. Maybe we should all dump our coins to save the current stock market. I'll guarantee this'll work guys, we just need a small kick to get the economy up and rolling again.

Lol, you understand that Bitcoin "market cap" is probably ~ what an average Fortune 500 co. spends on hookers and blow for teh C-Suite company picnics, right?
Bitcoin bail out the market Cheesy add another one to "Its like a well oiled machine within crypto" Cheesy too much! Cheesy
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February 03, 2016, 02:08:05 AM
 #55

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
*plumber
Nah, averaged in the $6xx when all said & done, 'ts all good Smiley
You jumping back in again any time soon or you like paper, *cough* digital banknotes? The debt crisis is way bigger than the scaling bitcoin one, I'll tell you that.

Right, when BTC hit $1200, I was told fiat implosion imminent, BTC to $30,000 by Jan 1214.


No regrets Cheesy
So spreading FUD within a community that has no brakes. I hope you'll hit harder than the guys at R3, cause they sure as hell killed bitcoin this time haha. Maybe we should all dump our coins to save the current stock market. I'll guarantee this'll work guys, we just need a small kick to get the economy up and rolling again.

Lol, you understand that Bitcoin "market cap" is probably ~ what an average Fortune 500 co. spends on hookers and blow for teh C-Suite company picnics, right?
Bitcoin bail out the market Cheesy add another one to "Its like a well oiled machine within crypto" Cheesy too much! Cheesy
We'll start with Africa.
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February 03, 2016, 02:09:22 AM
 #56

...
You mean like GOX? Cheesy
You've got to be really naive to hold your coins on shady exchanges like cryptsy after you lost your coins at gox. the accusations and PSAs about getting your coins out of cryptsy started a year before it collapsed. We knew that they were insolvent way before they admitted it. It's your problem if you've been living under a rock this whole time. You get your internet from the banks? Because it looks like they aren't the only ones whose internet doesn't work over the weekends and at nights.

One thing I like about fiat is not having to stay up to date re. which bank is shady & is likely to KTHXBI! with my $$$$$, worrying about some h4x0r0r haxxxing my account (FDIC baby!), fat-fingering an extra digit when paying for my angora socks, my money being worth half as much (or B&, lol) a month from now. See the appeal?
After being my own bank, I realized that it's as appealing to me as being my own garbage man & my own lumber. Which is to say meh.
I feel sorry for your loss of coins. Wanna talk about it? You seem bitter.
*plumber
Nah, averaged in the $6xx when all said & done, 'ts all good Smiley
You jumping back in again any time soon or you like paper, *cough* digital banknotes? The debt crisis is way bigger than the scaling bitcoin one, I'll tell you that.

Right, when BTC hit $1200, I was told fiat implosion imminent, BTC to $30,000 by Jan 1214.


No regrets Cheesy
So spreading FUD within a community that has no brakes. I hope you'll hit harder than the guys at R3, cause they sure as hell killed bitcoin this time haha. Maybe we should all dump our coins to save the current stock market. I'll guarantee this'll work guys, we just need a small kick to get the economy up and rolling again.

Lol, you understand that Bitcoin "market cap" is probably ~ what an average Fortune 500 co. spends on hookers and blow for teh C-Suite company picnics, right?
Bitcoin bail out the market Cheesy add another one to "Its like a well oiled machine within crypto" Cheesy too much! Cheesy
We'll start with Africa.

You got a pretty good head start in Chian, no?

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February 03, 2016, 02:12:29 AM
 #57

Volumes are mostly fake. But there are some bulls.
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February 03, 2016, 02:17:57 AM
 #58

^^This is getting cruel, I'm sorry. Sure, there are some bulls.
Because Mad Cow Disease!
Know anything about that? Not even a virus,some sort of creepy protein that doesn't fold right and turns bovine brains into mush, with holes in it and shit. Amazingly contagious, boiling won't kill it, because it ain't alive in the first place Shocked
Horrifying.
Explains all the irrational optimisms tho...
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February 03, 2016, 02:21:34 AM
 #59

^^This is getting cruel, I'm sorry. Sure, there are some bulls.
Because Mad Cow Disease!
Know anything about that? Not even a virus,some sort of creepy protein that doesn't fold right and turns bovine brains into mush, with holes in it and shit. Amazingly contagious, boiling won't kill it, because it ain't alive in the first place Shocked
Horrifying.
Explains all the irrational optimisms tho...
I should buy some ethereum.
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February 03, 2016, 02:24:31 AM
 #60

^^This is getting cruel, I'm sorry. Sure, there are some bulls.
Because Mad Cow Disease!
Know anything about that? Not even a virus,some sort of creepy protein that doesn't fold right and turns bovine brains into mush, with holes in it and shit. Amazingly contagious, boiling won't kill it, because it ain't alive in the first place Shocked
Horrifying.
Explains all the irrational optimisms tho...
I should buy some etherium.

You buy my bitcoin now, yes?

Re. Etherium: It seems so frickin' complicated...

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