The problem with the current mobile money market in Africa is that they are betting on the wrong horse. {M-Pesa} You cannot for one moment believe that your money
will be safe with a centralized service. If the governments wants to stop M-Pesa for some or other reason, they could simply force the cellphone companies to close their
business or to transfer all money to them. Take Zimbabwe as a example.... They forced farmers off their land and nobody stopped them. Bitcoin is the answer, but they
will ban it before it takes off.