The whole point of cryptocurrencies is that it's the new wild west. There are no rules. Nor should they be. It's a free market, one of the few left, thanks to the internet, which has been mostly a free market as well.
Let it work. It will work. There are growing pains. but cryptos are going to win in the long run.
And that's exactly what makes it work. It's a good thing for the principle, but a bad thing for those who don't think about the consequences of not protecting themselves. The Wild West wasn't easy to survive in, especially if you wanted more. You can't exactly be running around naked and hoping to collect assets.
When people adapt to the climate and understand better how to protect themselves we'll have a more stable trading environment. Part of this is realizing the responsibility they have for their security, and the unique features crypto has that fiat doesn't in terms of transactions and usage.