Hello,
I could help you with creating the site
But if u are only here for the layout, then I would advise u to make it clean, which means no ads/pop ups or such things.
Make it look good by making multiple layers that overlap a bit. Use good colors, and make a stylish menu.
For displaying the free tips, I would create a table and just type things in there. That would be the easiest, then add some css and u have a good looking site.
Good luck with ur site.