So do u use E-coin ? is it good ?
I suppose you mean
www.e-coin.io. I won a free virtual card and start using them. The downside is their charge too on btc to usd conversion. Which is why i left them.
Bit-x is far more reliable and they charge way less.
The free virtual card is fine, but like you say the conversion rate not. It's the reason I threw away my virtual card and bought one.
The charges i paid will be gone when i've spend just 200 dollars.
I don't recommend them because of this.