This is not fully true what you are writing. There is another reason I don't want to exchange with new users. The problem is that I will send money and there is a big chance I don't receive it back.
I was cheated few times this way. I'm new, yep that's true but if you read my post clearly you should see that I want to go first so this is an evidence that I'm trusted in some way despite the fact I don't have a big score at this forum right now.
Nevertheless this isn't a point of this topic, but it's very nice that users here look-out for each others so big thanks for expressing your stand