Best online wallet for EUR->BTC and instant send

[pythonimus]

Hi,

whats the best online wallet which has a balance in EUR and where you can buy BTC instantly and also send it right away.
I'm doing mostly "mini" transactions from 1€-10€ and don't want to keep BTC or any other fiat currency except EUR.
Now I'm using uphold, where I can deposit EUR, then buy BTC and send it to a BTC address.
This service is nearly perfect except the mining fee I HAVE TO PAY is as high as 0,2€ (0.0005BTC) on any transaction...
Coinbase is not available in Germany and Circle converts all deposited EUR in USD/BTC...

Is there a service like Uphold which does not force you to pay the full 0.0005BTC on any transaction?

Thanks!

[1715550165]

1715550165

[1715550165]

1715550165

[LTU_btc]

Hi,

whats the best online wallet which has a balance in EUR and where you can buy BTC instantly and also send it right away.
I'm doing mostly "mini" transactions from 1€-10€ and don't want to keep BTC or any other fiat currency except EUR.
Now I'm using uphold, where I can deposit EUR, then buy BTC and send it to a BTC address.
This service is nearly perfect except the mining fee I HAVE TO PAY is as high as 0,2€ (0.0005BTC) on any transaction...
Coinbase is not available in Germany and Circle converts all deposited EUR in USD/BTC...

Is there a service like Uphold which does not force you to pay the full 0.0005BTC on any transaction?

Thanks!

You can try Spectrocoin.ccom wallet, they accepts this currencies: USD, GBP, EUR, RON, PLN, CZK, GEL, BTC. https://spectrocoin.com

[Shibashi Dogemoto]

Hi,

whats the best online wallet which has a balance in EUR and where you can buy BTC instantly and also send it right away.
I'm doing mostly "mini" transactions from 1€-10€ and don't want to keep BTC or any other fiat currency except EUR.
Now I'm using uphold, where I can deposit EUR, then buy BTC and send it to a BTC address.
This service is nearly perfect except the mining fee I HAVE TO PAY is as high as 0,2€ (0.0005BTC) on any transaction...
Coinbase is not available in Germany and Circle converts all deposited EUR in USD/BTC...

Is there a service like Uphold which does not force you to pay the full 0.0005BTC on any transaction?

Thanks!

I see you have already discarded circle because they convert your deposited EUR in BTC, but why should that be a problem?
They convert your FIAT into BTC, and that's the whole point... The fact that they show the amount of USD at current conversion rate is merely a GUI-"problem". When you want to buy something using BTC, the ammount due is almost always shown directly in BTC at the payment page, so as long as your circle account shows the amount of BTC you should be OK.

Or am i missing something?

Disclaimer: i have a circle-account, but i've never purchased bitcoins using circle myself... Maybe there's something i'm missing here...

[aleandromagno]

I think the best and the most safe is Coinbase now. You must just check if your country is supported: www.coinbase.com

[LTU_btc]

I think the best and the most safe is Coinbase now. You must just check if your country is supported: www.coinbase.com

He said that Coinbase is not available in Germany.

[Olaf]

Well every tx id needs to add on a miners fee.

OR else you`ll wait forever for your block to be found and have zero confirmation time.

I was about to mention about bitcoin debit cards, but not sure it`ll help since you need btc to start with..

[aleandromagno]

I think the best and the most safe is Coinbase now. You must just check if your country is supported: www.coinbase.com

He said that Coinbase is not available in Germany.

Sorry, i miss it! But what a surprise that is not available in Germany!! 

Then try https://cryptopay.me - you can make SEPA EUR deposits (USD, GBP and BTC as well)

here they still make plastic debit cards giveaway:
https://bitcointalk.org/index.php?topic=1384807.0

[pythonimus]

I see you have already discarded circle because they convert your deposited EUR in BTC, but why should that be a problem?
They convert your FIAT into BTC, and that's the whole point... The fact that they show the amount of USD at current conversion rate is merely a GUI-"problem". When you want to buy something using BTC, the ammount due is almost always shown directly in BTC at the payment page, so as long as your circle account shows the amount of BTC you should be OK.

Or am i missing something?

Disclaimer: i have a circle-account, but i've never purchased bitcoins using circle myself... Maybe there's something i'm missing here...

Most things I pay with BTC are in EUR. If the price is X€ the merchant will tell me the price in BTC and I will buy BTC for X€.
I dont want the EUR/BTC, USD/BTC and EUR/USD fluctuations in these transactions.

You can try Spectrocoin.ccom wallet, they accepts this currencies: USD, GBP, EUR, RON, PLN, CZK, GEL, BTC. https://spectrocoin.com

What are the fees there? Is this "Transfer from SpectroCoin wallet to any bitcoin wallet"-fee in addition to the miners fee?

Well every tx id needs to add on a miners fee.

OR else you`ll wait forever for your block to be found and have zero confirmation time.

I was about to mention about bitcoin debit cards, but not sure it`ll help since you need btc to start with..

Yes, but not 0.0005BTC for every transaction.

Sorry, i miss it! But what a surprise that is not available in Germany!! 

Then try https://cryptopay.me - you can make SEPA EUR deposits (USD, GBP and BTC as well)

here they still make plastic debit cards giveaway:
https://bitcointalk.org/index.php?topic=1384807.0

Cannot find anything about exchange fees or fees while sending BTC. Are there any?

[aleandromagno]

Sorry, i miss it! But what a surprise that is not available in Germany!! 

Then try https://cryptopay.me - you can make SEPA EUR deposits (USD, GBP and BTC as well)

here they still make plastic debit cards giveaway:
https://bitcointalk.org/index.php?topic=1384807.0

Cannot find anything about exchange fees or fees while sending BTC. Are there any?

You can find all fees here - https://cryptopay.me/bitcoin-debit-card  (scroll down)

For sure there is no fee for deposit BTC.

[equator]

If you want to buy in Euro-Btc and send it to your wallet address, then you can try with coinbase.com site as their are some users who are dealing in Euro payment also. Other then that i dont know much about the online exchanges as mostly i have seen they are having only USD and what you said like the transaction fee is high.

[btccashacc]

hi there why not to try https://spectrocoin.com they support many curencies including eur, i've got free virtual credit card from them and balance in eur, you can request the debit card so you can cashout your money anytime you want

[pythonimus]

Seems like https://cryptopay.me is the best way to go for me.
Although it is not perfect.

Pro:

• They have multiple Bank accounts, and you can make the SEPA deposit to their account on the same bank as your account. Sepa deposit in the same bank took 2 h. for me. (Upholds bank is in Portugal, it takes like 4-6 days)
• only 1% fee for EUR-BTC conversion

Con:

• EUR/BTC Exchange rate is a bit off. BitPay/Uphold 3€/3,01€ - BitPay/Cryptopay 3€/3,04€
• You have to overpay everything in BTC. You cannot send 1.234567 BTC, it gets cut off to 1.2345 BTC so you have to pay 1.2346 BTC
• If you send BTC from your EUR account, there is no information on how much EUR is charged from your EUR account. Only how much BTC is charged from your EUR account and how much fees in EUR are charged. So you have to sit there with a calculator and have to do this manually which is not really good usability.

All in all its still cheaper than uphold for small transactions:
Uphold: 3,01€ + 0,19 miners fee = 3,20€
Cryptopay: 3,04€ + 0,03€ overpay + 0,03€ fees = 3,10€

[pythonimus]

Its getting worse and worse...

Upholds mining/network fee is now at 0.3€!!!
And Cryptopays bad exchange rate + overpay sums up to 0.2€ (+0.03€ exchange fee)...

With this, I can just switch back and pay creditcard or paypal fees...

[fiscorcle]

it would be probably hard to find one service with all features you desire unless you want to hold your bitcoins on exchange, maybe you should use more services and use the good features of each.
selling bitcoins: xapo for sending BTC without fees to Bitonic.nl -> sepa
buying bitcoins: iDeal/MisterCash/Mybank -> Bitonic.nl -> xapo

[aleandromagno]

it would be probably hard to find one service with all features you desire unless you want to hold your bitcoins on exchange, maybe you should use more services and use the good features of each.
selling bitcoins: xapo for sending BTC without fees to Bitonic.nl -> sepa
buying bitcoins: iDeal/MisterCash/Mybank -> Bitonic.nl -> xapo

Probably only combination of services will be good for you ^^

But one more word about cryptopay.me - I use their Bitcoin address like a mixer. Everytime i can generate new address to deposit, and when I'm sending Bitcoin from cryptopay wallet (is free, i mean withdrawing is without fee) and already is mixed

[fiscorcle]

it would be probably hard to find one service with all features you desire unless you want to hold your bitcoins on exchange, maybe you should use more services and use the good features of each.
selling bitcoins: xapo for sending BTC without fees to Bitonic.nl -> sepa
buying bitcoins: iDeal/MisterCash/Mybank -> Bitonic.nl -> xapo

Probably only combination of services will be good for you ^^

But one more word about cryptopay.me - I use their Bitcoin address like a mixer. Everytime i can generate new address to deposit, and when I'm sending Bitcoin from cryptopay wallet (is free, i mean withdrawing is without fee) and already is mixed

those services worked for me very well since ever :-). If it's not right for you, have you heard about payeer.com, despite the quite high fees it could be right online wallet for you.

[Newcoins2020]

it would be probably hard to find one service with all features you desire unless you want to hold your bitcoins on exchange, maybe you should use more services and use the good features of each.
selling bitcoins: xapo for sending BTC without fees to Bitonic.nl -> sepa
buying bitcoins: iDeal/MisterCash/Mybank -> Bitonic.nl -> xapo

Probably only combination of services will be good for you ^^

But one more word about cryptopay.me - I use their Bitcoin address like a mixer. Everytime i can generate new address to deposit, and when I'm sending Bitcoin from cryptopay wallet (is free, i mean withdrawing is without fee) and already is mixed

those services worked for me very well since ever :-). If it's not right for you, have you heard about payeer.com, despite the quite high fees it could be right online wallet for you.

I've tried bitonic a while ago but the fees are quite high. They get their price from kraken so if you have an account there it's cheaper and easier.

[imissyou]

your mean market placed exchanger or wallet
is support Fiat money is i think exchanger
is the best market placed exchanger kraken but not instant send
maybe your must seach equal xapo wallet is reputable wallet and support exchange
advcash you can try but not instant send and not wallet