You need a better collateral your account is not near worth 0.015 BTC
bitcointalk account pricer has it valued at .02
bctalkaccountpricer.info? The prices there are inflated, and usually aren't close to the market value of the actual account. If you must use that to find an estimate, do the estimated price/2. Even then, your account in this case isn't worth 0.01
BTC since the post quality sucks. It would probably be very hard to sell. Considering you defaulted a loan previously, this is a huge red flag.