Hello, mature and experienced investor is offering lending service here. Accepted collateral: altcoins,
btctalk accounts and any easily salable digital good.
Terms of Service
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No collateral, no loan. The collateral must be easy to sell/trade: no scam/shitcoins, no ponzi shares etc.
- I dont need to know why you need a loan: i only need your collateral easy to sell if you default.
- If you don't want me to hold your collateral ,find an escrow you are suitable with and pay the fees.
- A signed message from stacked address oldier than 3 months is mandatory.
- Short and long term rates with monthly repay is fine.
- If a user that borrows btc from me fails to repay the loan and doesn't reply to me within 3 days, I have the right to sell his collateral. When payment is late, a new interest rate will be discussed through PM.
- I have the rights to decide which loan I will fund, I don't need to explain why I decline your loan request.
- Interest rate is between 5-10%, depends on the duration of the loan.
Requesting a loan format:
[b]Loan Amount:[/b]
[b]Signed message from a staked address[/b]
[b]Amount to be repaid:[/b]
[b]Repayment Date:[/b]
[b]Bitcoin Address:[/b]
[b]Collateral[/b]
I can accept your account as collateral ONLY if it is clear enough that the amount of loan you are borrowing, is not a "Forced-Sale" of your account. Greens Sr/Hero/Legendary without collateral are accepted for microloans.
Repayment address: 37dickWvBcop534XFZDdBiHWuk98bCUYdu
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[HERO/LEGENDARY ACCOUNTS = COLLATERAL OPTIONAL]
Matching the following:
1.- Green trust
2.- No negative feedbacks
3.- Signed message from a very old addy is mandatory
4.- No other active loans (If so we need to apply "refinancing interests")
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[NEW] REFINANCE YOUR LOANS [NEW]
Being late with other loans from other lenders? Dont loose your collaterals!!! PM me and let's talk. If the old lender accepts and you still have valid collateral, i can refinance your old loan._______________________________________________________________________________
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☆☆☆☆☆ GUNTHAR: Fast and serious loan service ☆☆☆☆☆
[POLICIES UPDATE DEC 2016]
Adding SMAS blacklist to account checks. You can find more info on SMAS original topic
here_______________________________________________________________________________
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[POLICIES UPDATE AUG 2016]
Accepting BTCTalk accounts as collaterals again, since none of other lenders complied to my invite to stop accepting accounts (see POLICIES UPDATE MAY 2016 below), it broken my business.
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[POLICIES UPDATE MAY 2016]
When i started my lending thread i wasnt aware of the "little borrowers ponzi" issue and none of the most trusted member adviced on it. The only "harsh" reply was from KenR. And yes, when you see an "harsh" reply to your post, you first get anger burning yourself and then, if you are a mature and understanding person, you start to ponder about the real reasons why you got such a slap on you face. Basically account's buyers/sellers aka account's farmers are repeteadly borrowing microloans in the attempt to build a fucking little ponzi scheme. And when they think they wont bother anymore, they just default, apparently "loosing" their collateral but indeed not giving a fuck about it as it was all planned as a scheme.
There is not so much defaulting behaviour within my borrowers but i can see where it is going on already...
Yes, account buying/selling on the forum is allowed...but it is discouraged. And accepting bitcointalk accounts as collaterals is NOT a discouragment: it is supporting the account farmers/ponzi!
Soooooo....i'm changing my lending policies (and so should do any lender accepting btct accounts as collateral) and i will not accept them as collateral anymore, unless: Sr/Hero/Legendary that will NOT ruin their trust for a few bucks...(high trusted greens are already borrowing from me without collaterals, tho).
Old borrowers with active loans that will default and had a collateral account, will NOT be sold, but i'll park them on hold somewhere in my old laptop, updating their signature with my lending service advertising, like i did with this fucker
https://bitcointalk.org/index.php?action=profile;u=663738If you want to read more about what made me take this decision, here are some useful links:
https://bitcointalk.org/index.php?topic=1462756.0;topicseenhttps://bitcointalk.org/index.php?topic=1455496.msg14712654#msg14712654~Gun
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This is Gunthar from bitcointalk.org. Today is 10 of January 2017 and this is my keybase pgp signature
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