When I looked into this site they wanted details up the ying yang, might have changed since or maybe you where grandfathered.
The lender aspect is news to me but it does not change the fact they demand so much information.
Just because the lenders are not jumping through hoops does not mean everthing is great.
Well, the details screen always allows you to provide details, and they always seem to be asking, but you don't have to give them.
Even if you are borrowing, you can give really few details, but you will get a "D" or "E" rating, making it much less likely to get a loan.