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ZIRP and NIRP are poisoning the wells of savers, among many other negative effects. ZH declined to publish my piece, so here it is (link because it is four pages long, too long to be here here) for anyone interested. It's very hard to make an income..., almost by design?
"ZIRP and NIRP Pervert the Financial System"
goo.gl/wXF8k3