Yes; you've highlighted a main challenge, how to move money (fiat) in and out of exchanges. I guessing Coinbase and Kraken are no, no.....
Am thinking Far East based exchanges maybe better for my purpose, any thoughts or suggestions?
In Europe you can try Cashila
https://www.cashila.com/Cashila has a money remitting license so you can send/receive money from whoever you want.
Great for example companies that send funds to multiple bank accounts or freelancers receiving payments from multiple sources. Can send to Europe accounts only, tho.