Hi friends, I am going to ask you for some investing advice! As this is the "speculation" subforum, and I am looking to "speculate" with some capital, I figured you all would be able to help!
Somebody recently gave me $4000. This $4000 I have to hold onto for approximately 4 months, until I am supposed to use it to buy a used car for them that will be available at that time (the seller is out of country at the moment and the buyer is leaving the country in a month.)
Anywho, so in the meantime, I have this $4000 USD. What the fuck do I do with it?
1) Hold onto $4000 phyz cash
2) Put it in a bank account that gets something like 0.1% interest.
3) Put it in a 3-month-term CD that gets something like 4% annual interest
4) Put $3000 into a CD (the minimum), $900 into Bitcoinz, and $100 into a couple altcoins.
5) Put $2000 into a bank account with 0.1% interest, $1800 into Bitcoinz, and $200 into a couple altcoins
6) 25% in bank account and 75% in bitcoinz/altz
7) 2 DA MOON BABY (all of it in bitcoin.)
( 8 )
CUSTOMIZE YOUR OWN BITCOINASHLEY INVESTING PORTFOLIO !!! 
So things to keep in mind:
- I have enough money to replace if it's all lost, but I'd prefer not to have to do that because that would obviously suck
- In terms of risk tolerance, I wouldn't mind having to replace, say, 10% of the $4000 if Bitcoin really went downhill; as that's part of taking a risk and "speculating."
- Obviously how much might be lost or gained depends a lot on our speculation of how the market is going to do in the next 3-4 months.
- Please don't whine too much because THIS IS THE SPECULATION SUBFORUM and speculation is perfectly normal and acceptable here.
- No, I'm not being dishonest and mis-using someone else's money, because as far as they know, they're getting their $4000 back after 4 months whether or not I lost it when Bitcoin crashes after the block halving hype ends. I am financially solvent and responsible with money.
Ok go.
