You have no collateral and you are a newbie. You need collateral before you can request this loan. If you do not post collateral, you may get bad feedback.
He is a newbie asking for a loan. And assuming that he only made his account here to get the loan, I think he doesn't care of getting bad feedback. This is just another stupid attempt to lure people to give them some coins but fortunately, people around here are not that dumb.