you can buy paypal accounts that come w/debit cards and VBA (virtual bank accounts) everywhere for cheap but they usually get cancelled pretty quick. just stop using paypal already
why don't you guy's use liqpay.com instead? tell people to make their own liqpay account and fund it with visa/mc (FREE)
tell them to send it to your account (FREE)
then trade with this guy to get it out (1-2% fee)http://www.talkgold.com/forum/r322723-.html
Because sometimes liqpay will act like paypal and seize suspicious accounts make sure you trade with the technocashier guy first to get out your money before releasing bitcoins. He's on 24/7 and you can set up a deal with him to send money to his account and have it instantly withdraw to Paypal or something else. If for some reason your account is locked (they don't allow trading for other currencies) the buyer will get their money refunded back to card. Just get a another throwaway prepaid phone if that happens and make a new account.
Make sure you never directly try to bill customers with CC through liqpay, they have to fund their own account first. Liqpay doesn't allow chargebacks because they have a crazy fraud prevention system. Sometimes funding your own account over $200 can take up to 5 days to go through verification, then every charge after is instant. Sometimes the charge is instant.
LR exchangers do this everyday