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Author Topic: Ways to avoid bank fees in Europe?  (Read 1021 times)
knives
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March 12, 2013, 11:08:08 PM
 #1

Hello,

I bought my first BTC today. I'd like to buy some BTC every now and then exchanging EUR for BTC. However, my bank is charging 18 EUR (SEPA) in a transfer of 400, which is quite a *a lot*.

I have a credit card, I wonder what would be the fees if I had used my VISA to buy BTC. Probably from 1 to 5 EUR.

Do you know guys any other options to buy BTC for small fees like 150-200 EUR without being robbed by the bank?

Hand to hand might work but it's not optimal either, I dislike meeting people i don't know.

Regards,

knives
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Stephen Gornick
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March 13, 2013, 09:54:20 AM
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I bought my first BTC today. I'd like to buy some BTC every now and then exchanging EUR for BTC. However, my bank is charging 18 EUR (SEPA) in a transfer of 400, which is quite a *a lot*.

If you are sending SEPA to Mt. Gox, make sure to send to their EUR bank (Poland), not to Japan.

There are many SEPA methods:
 - http://www.BITSTAMP.net
 - http://www.Bitcoin-24.com
 - http://Bitcoin-Central.net

There's also InstaWire, BitcoinsInBerlin, bitcoin.de:
 - http://en.bitcoin.it/wiki/Buying_bitcoins

You can send cash (EUR) to Bitcoin Nordic in Denmark through the mail:
 - http://www.BitcoinNordic.com


knives
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March 14, 2013, 09:20:43 PM
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Thanks for the reply
zefiris
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March 14, 2013, 09:41:53 PM
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SEPA transfers in EUR are supposed to be free. I've been happy with https://bitcoin-central.net/ using SEPA transfers with no bank fees.
knives
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March 17, 2013, 11:02:21 PM
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SEPA transfers in EUR are supposed to be free. I've been happy with https://bitcoin-central.net/ using SEPA transfers with no bank fees.

Maybe I should change bank then.
MiracleRiver
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March 17, 2013, 11:25:54 PM
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Your bank should not be charging you anything for a true SEPA transfer from a EURO bank account to a EURO bank account within the EEA.

If they are, have a word with them or change banks.

I use www.bitcoin-central.net and they are safe and secure. Pretty good pricing as well. They have a SEPA EURO account in France, it takes me just one day to transfer funds. I don't think they charge anything.

MTGOX will only let you transfer funds to their Polish SEPA account once your ID has been verified - and this can take 2 weeks or so.

If you want to convert and currencies and transfer, then use these guys - they developed Skype: www.transferwise.com. Excellent currency conversion rates and very low fees. You don't have to be in the UK to use them - but their site is only in English at present.

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