With a loan it is more clear cut then buying an account. If there is no purpose for a loan other then trust points then they are solely paying interest for trust. With a purchased account, the buyer is receiving more then just the trust points.
Also if someone buys an account and starts trading, claiming they are trusted, and that they have been around for a long time, maybe they send first anyway, or maybe they still use escrow, but maybe more people will be willing to trade and maybe they can get a better price because they don't think they are dealing with a time waster.
You don't know what their true intentions are. They could be receiving a loan to make it easier to get higher loans with good intentions. Bolded part: Exactly! Making it much more easier to scam for higher amounts
Buying trust is BUYING TRUST. You can spin it anyway you want but at the end of the day, you're still BUYING trust. Doesn't matter if it's trust as in positive feedback or trust as in the Hero+ status that more members than not actually consider trustworthy.
Right, you don't know their intentions, however there are non-scammer benefits to buying an account and I don't think it is good to leave trust based on "might" or "maybe".
I've updated the OP to be more clear.
Bought accounts trying to buy BTC with reverible payment methods
Bought accounts trying to wiggle out of escrow and asking others to send first
Bought accounts trying to get loans
etc
You guys can see where I'm going with this?
Okay this is very different.
I would say for any of these, if the person is honest about them using a purchased account then they are doing nothing wrong (assuming they don't end up scamming).
2. Yes this is scammy behavior, however I think it should be clear they are making an active attempt to get out of using escrow and not a situation of "you send first or we use escrow".
3- it really depends, if the account was sold three months ago and has been active since then and is trying to take a loan of 25% of the account's value, then this probably isn't a scam (but it might be). On the other hand if an account was sold last month and has shown zero activity since the sale, then any loan will most likely end poorly for the lender. Also many sold accounts asking for loans are actually hacked (not sold), making them clearly deserving negative trust.
1- IMO, all of the very few people that it might be a good idea to accept PayPal (et al) from are probably never going to sell their account, so this makes it a little more complicated for me. However I would probably generally agree with negative trust left for someone trying to sell PayPal USD with a clearly purchased account.