This is your criteria ! If you will lend or not.
You can not punish the right by the attitudes of others who are wrong
no, the fact is, if moderator got ability to ban 'scammers', then the moderator would ban anyone if they don't like it as 'scamming', everyone here would be in risk, and even the theymos would be publicly humiliated if someone kicks him out for.
even though i don't like scam, i don't wanna see anyone got unreasonably humiliated.
I agree with this guy, it happens a lot in other forums.
ot: Why should the forum ban a rank from the forum? What's the different between a newbie asking for one, or one taking the time to hack/buy an account to ask for a loan with? I never ask for loans, but I do help find scammers and post constructive posts in the Lending section at times. You're making a big generalisation. People with money aren't stupid, they won't lend to anyone without proper safety precautions. Besides, without us the lending section would be dead with 5 posts a day