It's an interesting article, but I really doubt that any of the companies mentioned in the article will shape the future of money - at least not to any significant degree. I would go as far as predicting that none of these five companies will be alive 10 years from now.
The reason is that the companies mentioned in the article are either payment providers, competitors of Bitcoin, or offer 2nd layer blockchain services. None of these services will generate a sustainable revenue stream as a corporate endeavor, because they will become obsolete as bitcoin acceptance grows and the services by these companies will be directly integrated into the Bitcoin client or available as free software solutions.
Who needs a payment provider, when all payments are direct Bitcoin payments without any fiat conversion in between? Who wants to deal with a centralized bank-owned and debt based payment network (Ripple) when you can have a decentralized value based system (Bitcoin)? Who will pay for some kind of Blockchain registration service, when the functionality will be available for free with the Bitcoin client or as a plugin solution?
ya.ya.yo!
Hi
Your every point makes Lot of scenes! Actually all of those so called fintech startups just trying hard to paly the same old game [ legacy financial system] with ours. But ultimately their fate will the same likes today banks!
Thanks!