This looks kinda valid but not sure ,actually I'm not a fan of seem so I'm in zero risk but I'm just surprised steem is a scheme??
The fact is that the larger and stronger the cryptocurrency market develops, the more people willing to make money easily appear. Fraudulent projects and pyramids will always occur, as long as there is an opportunity to profit at the expense of others.
People voluntarily invest money at great risk. But without risk you can not earn, you just need to do everything wisely. If you do not want to risk, just take your money to the Bank, there will earn, maybe)). Whatever the cryptocurrency is, we are one of the first who began to study and invest it, so we still have a chance to make a great profit on this.