idev's Short-Term Micro Loan Service | Collateral is Mandatory!

I'm providing short-term micro Bitcoin loans for eligible BCT members.

Quote

Borrow Any Amount Up To: BTC0.18

Loan Applicant Requirements:
1. You must be a Member, Full Member, Senior, Hero or Legendary Member with Neutral or Positive trust.
2. Signed message from a publicly posted address 3 months old or older.
3. Valid Collateral is mandatory, which will be held by myself or by a third-party escrow service. If escrow is used you will pay any fee's or charges due.
3. Collateral should be above the actual loan amount (Approximately 114.00% or more of the loan principal).
4. Applicants should submit loan applications in this very thread and not through BCT PM.

Maximum Loan Duration:
Loans can be taken out for a maximum period of 7 calendar days only.

Loan Interest Rate:
All loans are subject to non compounding interest ranging from 0.10 - ∞% applied daily until the end of the loan duration.

Acceptable Collateral:
-Stable altcoins which are easily trade-able.
-Bitcointalk member accounts.
Other types of collateral may be accepted, please feel free to ask.

Apply for a loan using the format below:

Code:

[b]BCT Username:[/b]
[b]Loan Purpose:[/b]
[b]Loan Collateral:[/b]
[b]Loan Amount:[/b]
[b]Loan Interest:[/b]
[b]Your BTC Address:[/b] 
[b]Total Loan Amount Repayable:[/b]
[b]Loan Repayment Date:[/b]

Please ensure you have read and agree with the T&C's before applying.

Signed Message Format:

Code:

This is bitcointalk.org Member: YOUR_USERNAME. Today's date is: TODAYS_DATE. I'm applying for a loan from bitcointalk.org Member: idev. I'm using my BITCOINTALK.ORG_ACCOUNT: YOUR_USERNAME OR_ENTER_COLLATERAL_HERE as collateral which idev will hold. I bitcointalk.org Member: YOUR_USERNAME fully agree to the Terms & Conditions as stated in: http://bit.ly/idevs_loan_op

Modify the text in CAPS to suit your requirements, don't know how to create a signed message ? click here to learn how

Public Loan Ledger:

Code:

https://docs.google.com/spreadsheets/d/1GEZfuwgfTPK50Qy26dQl0RoyRbGN9PiUn6cy0beAplM/pubhtml

My PGP Public Key

Code:

-----BEGIN PGP PUBLIC KEY BLOCK-----
Version: GnuPG/MacGPG2 v2.0.17 (Darwin)
Comment: GPGTools - http://gpgtools.org

mQENBFdkQDcBCADHV0SSgd6CcOdikukbO2jkevldC+xGIkEDZictbyInSx/o4Jwu
ORIW+8PoFas7i15Fx+CGTD418843mBL3saDdsApP6SnhksVvHCCB4aDGS5O/F10V
ARLQgtbqtZYow+VX+6VWmlPiIXwkJ7Bq5ciqWTeueTjygPzCCJQbiyoPRl+Z3Tev
umOCOxfpIcH6QsjEhVvWPybQy8jdhV5YFQbMoIzUp2DlLlWTRErsm4Moq4KPB/Td
FczjMNap5AbI4lJQmhQfUT6tgX8KKFN5M5D8lWLsdo2EN9Oxd1gu7YImmo3ZSXdO
GXtAH6OsvpjKVVwW2cwuRBhUzN3559ORBBD3ABEBAAG0Fk1yIGlkZXYgPGlkZXZA
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AheAAAoJEOeU3OJY4U0I0UsIAI8NQcbFLcSHw4dKDDxWBPhkay0gN/+iWZO7uOGU
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1QIqhxrzoQzc5tAMGIIIeStkG/jlaUr6VixP9jc/uT2ZkEu5AQ0EV2RANwEIALQF
rlytoc+MdAdLaog/EBVZn14V3Dz1+CMdsQkzO5SfzgWW8veSqs43Mrg8Iw3s4Lbw
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4YGCiYqxZBe1D+vUUfwN9YXp1XS0nDQ7nIpsaTfk3eURZUrIYBfXDbg4IURfJ6FB
eo9jmSNLRZT2erdt/N8AEQEAAYkCPgQYAQIACQUCV2RANwIbLgEpCRDnlNziWOFN
CMBdIAQZAQIABgUCV2RANwAKCRAOyd7z/1Nb06thCACVhtKusPw97K75YDOe53mV
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xLV9g3BXbJYsVlUvhR5P3Cz+aV/+WvU8m3jbuwpFIs2SocIjdOxwsAQ4HffgV64i
uaMuLdvC4sMroxCyUxuHlzi18YwG1w39ofH344Z4qLDwehSOFxeB31SgGwvJoJBE
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rt0xWHtvHTa4SQtdCoABXDCpSg/YVFVRn4MCVAdma8sPlxHWPfjURmHrcuHJK1VI
XuIcf6upu/0yDfthAgsVZ7TOvPwFQ6lZUzNSmbAy/W0jG13i1YxeD9VoyL2l9VVg
xaE0R1GEGF4lsKonlhnpMA481cg/HRWt3uFB6dozaY8/uQF5pVDEzXbKWcTTV/Vz
WmXSgfi4xgSlObYvR3W9CIs0juQ=
=KGcb
-----END PGP PUBLIC KEY BLOCK-----

Loan Repayment Addresses

Quote

-----BEGIN BITCOIN SIGNED MESSAGE-----
This is bitcointalk.org Member: idev Todays Date: 19/06/2016

These are the official Loan Repayment Addresses:
1LRA1pc1XxBRLTZnZkpXouWhyDibQoP5r7
1LRA2QrEWsQwZ3YQR7Pwncj465kth76Dsj
1LRA31ByinMzAh5SCuTxoVWwJUBahHFfgA
1LRA4qHQzNFDcRtxo56T2zWdcyQjKhW1ow
1LRA5UqXDfCiJFz3mLr9dykgnTtWnEQirK

I will always provide a PGP or Bitcoin signed message specifying which address you should send your loan repayment to.
I highly recommend you always verify signed messages before making loan repayments to ensure my bitcointalk.org account has not been compromised.
-----BEGIN SIGNATURE-----
1idev1vktD8RXs8KHmQqNNmB2TGBCUkSb
G1apjkeZkdl7VQ4zvrMZOj+IgWu9eTbCAmrlMUqfoODFNperJ6QE9rZS9Qk+n7Evz5kazolNFtaYtTHjcfkQ5Jc=
-----END BITCOIN SIGNED MESSAGE-----
Verify Signed Message Online or with your own client.

Terms and Conditions:

Code:

I reserve the sole right to deny or approve any loan request at my sole discretion, even if you have sufficient collateral. Loans can be taken out for a maximum period of 7 calendar days only and are subject to non compounding interest from 0.10 - ∞% applied daily until the end of the loan duration. If more than 1 calendar day has passed after the loan repayment date without contact or payment, a late penalty fee of 0.001BTC will be charged daily and added to the total loan repayment amount due. If more than 7 calendar days have passed after the loan repayment date without contact or payment, your loan will be marked as defaulted and your collateral if any will be sold and or kept by me. If I get more BTC from selling the collateral than the loan amount, I will keep any excess. I won't provide a loans if you already have an active loan at the time of applying. It is your sole responsibility to verify my PGP or Bitcoin signed messages to ensure my bitcointalk.org account has not been compromised/hacked, in the event that my account has become compromised/hacked and you failed to verified my signed messages before sending loan repayments you will be held liable and required to repay the full loan amount plus interest due. I reserved the sole right change or modify available loan amounts, interest rates and or these terms at my sole discretion. Any changes or modifications will only be applicable to new loans, not current ones. By taking a loan from me, you fully agree to these terms and conditions.

Changelog:

Code:

Lending amount increased - 28/07/16
Signed message template modified - 23/07/16

	Author	Topic: idev's Short-Term Micro Loan Service \| Collateral is Mandatory! (Read 473 times)
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