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蚂蚁金服“区块链+慈善”的新玩法,将遏制善款诈捐事件
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Topic: 蚂蚁金服“区块链+慈善”的新玩法,将遏制善款诈捐事件 (Read 772 times)
healtheworld
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蚂蚁金服“区块链+慈善”的新玩法,将遏制善款诈捐事件
August 02, 2016, 12:30:33 AM
#1
蚂蚁金服作为BAT巨头阿里巴巴集团下属子公司,其将区块链技术与慈善相结合,借助区块链独有的特点与优势,让公益更加透明,让慈善变得有迹可寻,确保每笔善款都安全到达使用人手中,可见其布局区块链被后的深意,BAT企业布局区块链,未来将会带来怎样的改变,值得期待。
7月31日,蚂蚁金服首席技术官程立出席第六届上海新金融年会暨第三届互联网金融外滩峰会“,并对外表示,蚂蚁金服将尝试把区块链技术应用于公益场景,基本没有考虑区块链在支付领域的应用。同时,还透露了将与中华社会救助基金会(以下简称”中华救助“)合作,在支付宝爱心捐赠平台上线区块链公益筹款项目”听障儿童重获新声“,让每一笔善款可被全程追踪。蚂蚁金服布局区块链已经在悄然进行,此前就已经有了”蛛丝马迹“,作为中国BAT巨头之一的阿里巴巴集团下的子公司,其动向是否预示BAT企业也开始研究区块链并用做商用,值得后续关注。
杭州XIN公益大会首次透露将把区块链技术应用于公益场景蚂蚁金服将利用区块链技术进行善款追踪 类似善款诈捐事件将有效遏制7月9日,首届全球XIN公益大会在杭州举办。蚂蚁金服表示,正积极探索通过区块链技术,追踪公众捐款的去向。在支付宝爱心捐赠平台上,经常有用户捐出几元到几百元不等的善款,捐款进入公益项目账户之后就无法追踪。利用区块链技术,让每一笔款项的生命周期都记录在区块链上,用户可以持续追溯。
与会的蚂蚁金服工程师表示,最初开发这套系统,只是为了用技术去解决一件用户体验的”小事“,技术人员耐心打磨,虽有意义,却谈不上什么”收益“。
此次大会上,阿里巴巴集团董事局主席马云表示,公益的职责就是唤醒每个人心中的善良。公益的心态,加上商业的手法,这是做成事情的最有效方法。基于自身商业模式,打造人人可以参与、可信赖的公益平台,并愿意做有情有义的”耐心资本“,为消除社会信任鸿沟而积极努力。
今年6月,蚂蚁金服总裁井贤栋曾提出这一”耐心资本“概念。他表示,蚂蚁金服在践行社会责任时,秉持不急于求成、不过分关注眼前利益的原则,愿做有情有义的”耐心资本“。据资料显示,蚂蚁金服和国内排名领先的公益性小贷机构合作,准备在3年内把”互联网+精准扶贫“的模式推广到全国300多个贫困县。
蚂蚁金服”区块链+慈善“的新玩法
此次,蚂蚁金服首次在在支付宝爱心捐赠平台上线区块链公益项目”听障儿童重获新声“,让很多人第一次明白了时下最火的区块链技术在公益场景中,能发挥何种作用。此次项目善款将用于10名儿童一年的听力语言康复费用、聋健融合教育费用和人工耳蜗调机费用,筹款目标198400元。
据蚂蚁金服首席技术官程立表示称,这种模式可以比喻成一家专门邮寄善款的互联网邮局。在项目运转中每笔善款都是一个包裹,在投递过程中,经过每个邮寄节点都会被盖上邮戳,每个邮戳都可以被公开查询。
据了解,传统的捐款方式主要是以公众可以自行选择捐款,但并不完全知道捐款将在何时给到受捐者,在区块链技术支撑的公益项目中捐款,项目完成后,就能查看”爱心传递记录“,能看见项目捐赠情况,善款如何拨付发放。而支付宝爱心捐赠平台上,经常有用户捐出几元到几百元不等的善款,捐款进入公益项目账户之后就无法追踪。利用区块链技术,让每一笔款项的生命周期都记录在区块链上,用户可以持续追溯。
表面上看,区块链公益项目并没有太多不同,但后台运转的情况是不一样的。传统的善款进入到公益项目上的账户上,项目方确认执行后,由工作人员把账单、拨付、相关图片和情况上传录入,此模式较耗时耗力耗材,并且经常会出现拨付错误等失误,像早前的章子怡诈捐事件,诈捐许久才被披露。但是区块链的介入,将有效改善此类情况,善款进入系统后,整个生命周期都将记录在区块链上,没有人工拨付等环节,每一笔款项的去向很难人工更改。”善款诈捐“的情况将会被彻底改变,这正是区块链的魅力所在。
程立
蚂蚁金服首席技术官程立说:
”现在,我们只是做了一个公益场景的尝试。未来区块链公益场景还将升级,把更多公益组织、审计机构纳入进来,便于审计,方便公众和社会监督。“让区块链真正成为”信任的机器“。
moses1980
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Merit: 10
Re: 蚂蚁金服“区块链+慈善”的新玩法,将遏制善款诈捐事件
August 02, 2016, 03:49:41 AM
#2
又一个新的应用,前景不错!
coin2.0
Sr. Member
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Activity: 622
Merit: 251
love coins
Re: 蚂蚁金服“区块链+慈善”的新玩法,将遏制善款诈捐事件
August 15, 2016, 05:33:45 AM
#3
壹基金本身问题就很大
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蚂蚁金服“区块链+慈善”的新玩法,将遏制善款诈捐事件
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