I didn't read all the 16 pages posts.
But I read the first page and saw some good posts.
The best posts are, just do not borrow with that much interest and which is others money not yours.
Just a practical experience. Hope you will get an idea.
1. Recently I tried to trade some coins at yobit with my sig. earnings.
Whatever trade I opened, I got big loss. Even one of the coin is dead and I am holding big amount. I don't know when the price will go up again.
I think it is due to the lack of knowledge. And I am still learning to make myself a better trader.
So without knowledge and experience don't even dare to borrow someone's money. At the end your trust will be effected.2. Actually I don't like gambling.
According to me gambling = lose your all hard earned money = suicide
But few days ago I tried to gamble at bustabit and I deposited 10,000 bits = 1,000,000 satoshis.
First two days I won about 90,000 bits, and I withdrawn my 10,000 bits.
And after that within 2 days, I lost my 80,000 bits and my balance was nil. I was like >
3. After losing all my bits at bustabit, I deposited 2,000 bits at bitkong.
Within some hour I made above 12,000 bits and after that moment I lost everything within some minutes.
Today again I deposited 10,000 bits and I am just hoping for good luck this time. Already earned about 1k bits.
And I am not betting more than 1% of my balance this time.
4. I like experience which is gained by myself practically.
Once upon a time, I have invested in hyips, revenue share, ptc. etc. etc.
And all this are just "SHIT", just don't want to say anything more.
1,2,3 is very recent story. So you can see how it works.
You can try this things with your own money but with others money
I think you should not do that, because the result at the end will be bad relationship with your friend.
I hope you understood what I want to say.
Good Luck.