If you've financial problems due to health problems, how do I know you'll ever be able to pay me back? I can't ask for it since it's your extra personal information, but a proof of your exact health problem could tell much more about this request.
I really don't know why have this long-term offers section, people come here to ask for big loans and none make this
![Roll Eyes](https://bitcointalk.org/Smileys/default/rolleyes.gif)
And well, I really don't know what users offers as colateral here, maybe if those 2 people are near each other or something like that...
I think OP is asking for a re-loan with a better taxes