The Nigerian government is going with the services that are properly regulated, unfortunately these services are also the most expensive... so it is not a decision being made to improve the life of it's
citizens. I think Nigeria has the strongest economy on the African continent now, but they also known for some pretty big scams. On one side it is a good thing, because it might help to reduce these
scams... but on the other hand, people using these services for legitimate reasons, would have to pay these ridiculous fees.
