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Author Topic: A loan using my Virwox level 3 account as collateral?  (Read 512 times)
rdbase (OP)
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August 07, 2016, 11:49:21 AM
 #1

I know my bitcointalk account isn't worth much but I noticed Virwox level 3 accounts being sold for around 60 dollars.  I really like to use Virwox when I have paypal and don't want to sell it.  I would like to get a loan though and was wondering if anyone would accept this as collateral. Thanks. 

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August 07, 2016, 11:52:54 AM
 #2

If Bitcointalk accounts are considered as valid collateral It's simply because It's possible to proof that you got it as a loan and you can verify and sign signature.
Unlike Virwox.com , where you can simply contact the support and claim that your account got hacked which they will most likely recover it for you.

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August 07, 2016, 01:17:21 PM
 #3

I know my bitcointalk account isn't worth much but I noticed Virwox level 3 accounts being sold for around 60 dollars.  I really like to use Virwox when I have paypal and don't want to sell it.  I would like to get a loan though and was wondering if anyone would accept this as collateral. Thanks.  
virwox or any other account that can be easily recovered is not considered to be a valid collateral. do you have any altcoin ? if yes then you can use it as collateral. btw, i think that you can also use your account as collateral because of the fact that you are a potential hero member. but it will depend upon the amount that you need. just my 2 cents!
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August 07, 2016, 01:21:11 PM
 #4

I know my bitcointalk account isn't worth much but I noticed Virwox level 3 accounts being sold for around 60 dollars.  I really like to use Virwox when I have paypal and don't want to sell it.  I would like to get a loan though and was wondering if anyone would accept this as collateral. Thanks.  
virwox or any other account that can be easily recovered is not considered to be a valid collateral. do you have any altcoin ? if yes then you can use it as collateral. btw, i think that you can also use your account as collateral because of the fact that you are a potential hero member. but it will depend upon the amount that you need. just my 2 cents!

agree you have a good standing account why not use it as collateral.

see this? http://www.bctalkaccountpricer.info/?token=gac7dd7v

how much loan do you need anyway?

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August 07, 2016, 07:02:56 PM
 #5

Thanks for the info, my account is a little worth more than i thought.  I would like to get a loan of .075 and payback .09 within 8 days using my bitcointalk account as collateral

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August 07, 2016, 08:20:07 PM
 #6

Thanks for the info, my account is a little worth more than i thought.  I would like to get a loan of .075 and payback .09 within 8 days using my bitcointalk account as collateral

It always bothers me when people take out a loan based on their collateral value, rather than the amount they need.  It's almost as if they are looking to sell their account disguised as a loan.

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August 07, 2016, 08:35:20 PM
 #7

Not at all, I wish I could use my virwox or ebay account for collateral as I actually need the money to pay my Amazon Store card payment

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August 07, 2016, 09:07:44 PM
 #8

Thanks for the info, my account is a little worth more than i thought.  I would like to get a loan of .075 and payback .09 within 8 days using my bitcointalk account as collateral

It always bothers me when people take out a loan based on their collateral value, rather than the amount they need.  It's almost as if they are looking to sell their account disguised as a loan.
It's pretty hard to sell accounts right now, so there are plenty of people using loans to cash out. It's not uncommon, and lots of people sell accounts using loans and defaulting. It's pretty sad. Unfortunately, that's how the loaning part of the forum works, and we can't really change it as it's been like this for a while.
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August 07, 2016, 09:25:42 PM
 #9

That makes sense Leowonderful.  That's not at all what my plan is but I get that it will be tough for me to get that size of a loan due to what everyone is saying.

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August 07, 2016, 09:31:55 PM
 #10

Your account is not worth anywhere near that for collateral.  The value calculator yo uare looking at is an approximent value, but the real value is what you can buy one at at auction.  Right now I can pick an account up like yours for about .028 BTC, so your account could be loaned for about .020-.025, depending on the lender.  I will loan you .02 with your account as collateral.  Let me know if interested.

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August 07, 2016, 09:50:35 PM
 #11

Thank you for the offer knightkon but a loan that small won't even come close to helping me. I had a feeling my bitcointalk account wasn't worth much which is why I inquired about my Virwox account. I guess we can lock the thread but I do appreciate everyone that posted. 

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knightkon
Hero Member
*****
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Activity: 588
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August 08, 2016, 01:26:16 AM
 #12

Thank you for the offer knightkon but a loan that small won't even come close to helping me. I had a feeling my bitcointalk account wasn't worth much which is why I inquired about my Virwox account. I guess we can lock the thread but I do appreciate everyone that posted. 
Sorry I was unable to assist you in your need.  I have no issue taking accounts as collateral, but they are not worth as much as they used to be.  If you are ready to lock this thread, all you have to do is scroll down to the bottom left of the thread and click lock topic link.  Good luck in the future.

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