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Author Topic: leowonderful's BTC loans!  (Read 494 times)
leowonderful (OP)
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August 07, 2016, 08:45:52 PM
Last edit: September 07, 2016, 10:51:47 AM by leowonderful
 #1

Unless you've got green trust or are Hero+, you will not be provided a loan without collateral.

You can choose an escrow for your collateral if you'd like; however, you will need to pay for it.

Yes, I take accounts as collateral! Please note I have the right to deny loan requests that I feel are unfair or are obvious scams. I also have the right to deny requests without explanation.

Current Loanable Amount: 0.2+ BTC

If you're looking for a loan, please post in the following format(this will be cleaned up in about a week after I get back on my PC):

Username:
Loan Amount:
Repayment Amount:
Reason for loan:
Collateral:
Loan length and Repayment date:
Bitcoin Address:

My PGP Key:
Code:
-----BEGIN PGP PUBLIC KEY BLOCK-----
Version: Keybase OpenPGP v2.0.53
Comment: https://keybase.io/crypto

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=ToXy
-----END PGP PUBLIC KEY BLOCK-----


You will know that I've accepted your loan request when I respond to your post in this thread, and this thread only unless otherwise noted.
A minimum of 3% interest will be charged, with an additional 1% daily compounded per late day. You have maximum of 3 late days before I take control of your collateral. All loans must be shorter than 30 days.

I reserve the right to change terms at any time without warning.

My BTC reserves will probably go up and down with time, but mostly up. I try to list the exact amount that I have on hand, but it may not be accurate at all times.
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leowonderful (OP)
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August 07, 2016, 08:46:04 PM
Last edit: August 07, 2016, 09:01:48 PM by leowonderful
 #2

Repayment Address: 1J7f8hF3KmM6Rqscknpeq5R5LtGDxhWA77
2ndary Repayment Address: 1PmteY5MAYYYLYL5RW2qeWD9WJ7VJ5cKjN

A PGP Signed Message(yep, staked as well; I am not currently able to sign one, but will do so today):

-----------------------
LOANS
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August 07, 2016, 08:51:34 PM
 #3

You should probably let a trusted escrow hold all collateral.

When the subject of buying BTC with Paypal comes up, I often remember this: 

Insanity: doing the same thing over and over again and expecting different results.

Albert Einstein
leowonderful (OP)
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August 07, 2016, 08:52:03 PM
 #4

You should probably let a trusted escrow hold all collateral.
I'll look into that, just setting up the basics. I'll be gone for a while, as well, so I will not be able to respond to all requests.

I probably won't do that, but thanks for the suggestion.
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August 07, 2016, 09:37:18 PM
Last edit: August 07, 2016, 10:11:14 PM by DarkStar_
 #5

20% interest is overkill, especially for trusted members. Don't expect to get many loans with that high interest that are legit.

You should probably let a trusted escrow hold all collateral.
I'll look into that, just setting up the basics. I'll be gone for a while, as well, so I will not be able to respond to all requests.

I probably won't do that, but thanks for the suggestion.
You should still allow people to put there collateral in escrow if they wish. A statement like that might make it seem like you are going to scam the collateral.

Edit: Take a look at my thread for a reference. https://bitcointalk.org/index.php?topic=1339521.0
I believe I'm the second oldest lender on here that is still actively giving loans (other is zarzab)

taking a break - expect delayed responses
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August 07, 2016, 09:41:02 PM
 #6

20% interest is overkill, especially for trusted members. Don't expect to get many loans with that high interest that are legit.

You should probably let a trusted escrow hold all collateral.
I'll look into that, just setting up the basics. I'll be gone for a while, as well, so I will not be able to respond to all requests.

I probably won't do that, but thanks for the suggestion.
You should still allow people to put their collateral in escrow if they wish. A statement like that might make it seem like you are going to scam the collateral.
Thanks for the recommendations. Still calibrating myself through all of this. Added both. I'm looking at as many of these loan threads as possible to get a good idea, but there's only a few new ones and none that seem like a good reference. Edited the quote, THERE was bugging me.
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August 07, 2016, 10:19:18 PM
 #7

Username: keketex144
Loan Amount: 0.007
Repayment Amount: 0.01
Reason for loan: i need to pay my phone bill
Collateral: my account pot full member 164 activity
Loan length and Repayment date: 5 days, 12 august 2016
Bitcoin Address:1ketexdX2MTU3jbfWLiFcWmojbSRz5JfB
leowonderful (OP)
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August 07, 2016, 11:08:26 PM
 #8

Username: keketex144
Loan Amount: 0.007
Repayment Amount: 0.01
Reason for loan: i need to pay my phone bill
Collateral: my account pot full member 164 activity
Loan length and Repayment date: 5 days, 12 august 2016
Bitcoin Address:1ketexdX2MTU3jbfWLiFcWmojbSRz5JfB
Denied. Bit too risky for me; your account isn't worth near the amount of btc you're asking for.
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