Unless you have some sort of collateral worth .22, there is not much of a chance that you are going to get this loan in here. There are lenders such as myself who have the funds to make this loan, but we need collateral for security.
is that 0.22 btc still too small for collateral? some people said if collateral amount should be at 120% greater/higher than loan you want, so he must have collateral which worth around 0.24 btc