Do you mine, or just have alot of money in BTC?

Neither.

(Yet!

)
When I gave very serious consideration to building a LTC mining rig as a little winter project, I figured it wasn't worth the effort because LTC were so cheap to buy back then. Things move quickly in cryptoland.
At ten kay per bitcoin I'll be a little more comfortable financially.

(But I'm not just in this to try to get rich, honestly!)