Looking at your account, it has a potential to be Full Member (126 activity according to account pricer) but still it's not enough to cover in case you don't pay up.
If the account has a potential activity it seems he is trying to get rid the account, that is why he created a loan thread. OP why not build your account activity if the accounts hits its potential then maybe you can sell it for a higher price. Your account for now is not worth anything for the amount you are requesting to loan.
Well op tryed to get a loan with a potencial full member account, i didnt checked and wont, this looks like more an attempt to sell the account then the real need of the loan for any purpose besides left the account.