The difference was: That kid went to a bank, not some online forum for computer geeks! What is the most ANYONE has been lent on here anyway? I mean, I can see lending someone maybe twenty bucks on a forum, if they were a friend or something. But $30,000+? C'mon, that's ridiculous, ain't it?
3000+ BTC are frequently raised for legitimate entrepreneurial endeavours in this forum. Many savvy businesspeople lurk / take part.
I just finished raising my first round ($4500 usd equiv in BTC) out of twenty, for what will be a total of 7500 bitcoin raised.